Dan Kaercher

Dan Kaercher

(480) 202-1789
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OverviewWhat's SpecialLocationAssumption SnapshotFacts & Features
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Pending

$169,900

($105,728 down)
FHA

402 E Vasa Avenue, Fergus Falls, MN 56537

4
2
1,264 sqft
PITI Monthly
$739.39 /mo

Listing courtesy of: , Century 21 Atwood

Assumed Rate

3.5%
7.15%

Principal & Interest

$406 /mo
$611 /mo
$33,824 in interest paid off

What's Special

SPACIOUS
BREAKFAST NOOK
CHARMING

Welcome to 402 E. Vasa! Situated on a private corner lot, this 4 bedroom, 2 bath home (complete with low-maintenance steel siding & central air conditioning) has undergone a number of improvements to include a new furnace in 2020 (with a warranty until 2032) new exterior doors, & newer appliances. This charming home features a main floor bedroom & bath, a spacious kitchen with pantry & adorable eat-in breakfast nook. On the upper level, you will find two bedrooms & a huge upper bath. The unfinished lower level gives you opportunity to add value your investment. There is much to love here, situated a few blocks from the public library, hospital/clinic, and numerous parks.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
17 years, 8 months
Monthly PITI
$739.39/mo
Estimated Loan Balance
$66,329
Cash to close
$105,728
Interest Paid
$33,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding
  • Roof: Asphalt
Condition
  • Year Built: 1919
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cutlers 3rd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fergus Falls

Financial Details

  • Price per Sqft: $134.41
  • Tax Annual Amount: $1428
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,728 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $105,728!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$64,172
Your Cash:$105,728
Total Purchase Price:$169,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$406/mo
Traditional @ 7.5%
$634/mo
You save $228/month ($2,731/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682826

Listing From: northstar

Last updated: 2025-03-28T18:54:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$406 /mo
$611 /mo
$33,824 in interest paid off
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,728 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $105,728!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$64,172
Your Cash:$105,728
Total Purchase Price:$169,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$406/mo
Traditional @ 7.5%
$634/mo
You save $228/month ($2,731/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000
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