Dan Kaercher

Dan Kaercher

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Closed

$419,999

($159,962 down)
FHA

40265 164th Street E, Palmdale, CA 93591

5
4
2,188 sqft
PITI Monthly
$1,554.21 /mo

Listing courtesy of: Norma Lopez, Circle Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,201 /mo
$1,939 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
FIREPLACE
PATIO
LANDSCAPED
COZY

Welcome to this beautiful MOVE- IN -READY 5-bedroom, 4-baths ranch style home that sits on half an acre lot with 2,188 sq.ft. of living space. Step into the spacious living room, featuring a cozy fireplace that seamlessly flows into the open-concept design complemented by an updated kitchen equipped with modern appliances, dishwasher, plenty of storage and ample quartz counter space. Relax with loved ones in the inviting family room, also equipped with a fireplace ideal for entertaining, or retreat to the large primary bedroom with a spa-like ensuite for ultimate privacy. An additional bedroom also features its own ensuite, perfect for guests or family. Step outside to enjoy the expansive covered patio ideal for entertaining overlooking the beautifully landscaped backyard with peach trees —ideal for endless opportunities like gardening, play ground, pets and animals, entertaining or simply unwinding. This property offers laminate and tile flooring throughout, carpet in all the bedrooms, central AC, plenty cabinets storage, bathtub and standing up showers, is a must see to appreciate. Located near schools, 20 minute drive to big shopping centers, popular restaurants, near by hiking trails and Palmdale Lake, and 3 minuted drive to Stephen Sorensen Park. Additional highlights include freshly painted interior, spacious front yard with shade trees, attached 2-car garage, RV, Truck, or Boat parking, additional drive way parking space, and plenty storage for your recreational needs making it the perfect blend of comfort and convenience.This home is ready to welcome you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,554.21/mo
Estimated Loan Balance
$260,600
Cash to close
$159,962
Interest Paid
$36,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Hiking, HorseTrails, Lake, Mountainous, Park
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $191.96
  • Tax Annual Amount: $5249.99
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,962 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $159,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$260,037
Your Cash$159,962
Total Purchase Price:$419,999

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,201/mo
Traditional @ 7.5%
$2,011/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW24235812

Listing From:

Last updated: 2025-01-30T03:04:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,201 /mo
$1,939 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $159,962 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $159,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$260,037
Your Cash$159,962
Total Purchase Price:$419,999

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,201/mo
Traditional @ 7.5%
$2,011/mo
You save $810/month ($9,720/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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