Dan Kaercher

Dan Kaercher

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$710,000

($106,376 down)
FHA

40243 Mimulus Way, Temecula, CA 92591

3
3
1,487 sqft
PITI Monthly
$5,391.37 /mo

Listing courtesy of: Mariana Cusimano, Cal One Realty Corp.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,964 /mo
$4,145 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
SOLAR PANELS

Great opportunity for this lovely home. 3 bedrooms/2 bathrooms in the community of Roripaugh Hills. It is located in the heart of Temecula,, close to old town, golfing and shopping center, near the 15 freeway. Has been remodeled 2 years ago by previous owner. It has dining room and spacious living rooms. It has Solar Panels to save energy. Low HOA. Bring your buyers they will love this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$5,391.37/mo
Estimated Loan Balance
$607,931
Cash to close
$106,376
Interest Paid
$68,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Slate
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Slate
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Elite Community
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Temecula

Financial Details

  • Price per Sqft: $477.47
  • Tax Annual Amount: $8875
  • On Market Date: 2025-01-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,376 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $106,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$603,624
Your Cash$106,376
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,964/mo
Traditional @ 7.5%
$4,146/mo
You save $182/month ($2,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25018635

Listing From:

Last updated: 2025-02-16T00:12:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,964 /mo
$4,145 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,376 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $106,376!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$603,624
Your Cash$106,376
Total Purchase Price:$710,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,964/mo
Traditional @ 7.5%
$4,146/mo
You save $182/month ($2,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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