Dan Kaercher

Dan Kaercher

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Closed

$449,000

($58,096 down)
VA

40213 W JAMES Lane, Maricopa, AZ 85138

4
3
2,790 sqft
PITI Monthly
$2,880.85 /mo

Listing courtesy of: Alish C Charley, Compass

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,458 /mo
$2,694 /mo

What's Special

LARGE CENTER ISLAND
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
LANDSCAPED
CHARMING

Welcome to this charming two-story home that offers both style and functionality. The main floor features a guest bedroom and full bath, plus a spacious great room that seamlessly flows into the kitchen and dining area, complete with a large center island. Upstairs, a versatile loft leads to a spacious owner's suite with an expansive walk-in closet and bath. Two additional bedrooms share a well-appointed bath. The backyard boasts an oversized, partially landscaped yard with turf, gravel, and a gated dog run—perfect for outdoor activities and pets. Offering modern living with combine comfort, this home is like new, but with added perks.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$2,880.85/mo
Estimated Loan Balance
$392,149
Cash to close
$58,096
Interest Paid
$49,370

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: RE-PLAT OF PARCEL 19 AT HOMESTEAD NORTH 2018027717
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Homestead South
  • HOA Amenities: Unknown
  • HOA Fee: $85
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $160.93
  • Tax Annual Amount: $3070
  • On Market Date: 2024-12-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $58,096 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$390,904
Your Cash$58,096
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,458/mo
Traditional @ 7.5%
$2,794/mo
You save $336/month ($4,031/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6790797

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-16T17:33:14.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,458 /mo
$2,694 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,096 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $58,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$390,904
Your Cash$58,096
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,458/mo
Traditional @ 7.5%
$2,794/mo
You save $336/month ($4,031/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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