Dan Kaercher

Dan Kaercher

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$269,000

($82,665 down)
VA

401 Cibola Street, Needles, CA 92363

3
2
1,398 sqft
PITI Monthly
$1,622.37 /mo

Listing courtesy of: ESTHER DOMINGUEZ, Prospera Realtors

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,192 /mo
$1,283 /mo

What's Special

REMODELED
MINUTES AWAY
DINING
COZY

Welcome to this GORGEOUS remodeled house! Walk into your two-story dream house with 3 bedrooms and 2 full bathrooms, the living room has a brick fire place, that uses wood to warm you up, for your cozy nights and a sitting room that adds an extra area that can be used as an office, the downstairs includes one full bathroom and one bedroom, formal dining area, . Upstairs bedroom closets are walk-in jack and Jill closets with electrical. The house has been recently remodeled including paint inside and out, laminate flooring and original doors. Outside features; include a huge enclosed garage with lots of cupboard outlets and electrical outlets . Ample parking with a carport that accommodates up to four vehicles, RV parking, or park your boat or water toys. The front yard has a recently painted porch. The backyard is fully fenced with a concrete slab used for entertaining and a nearby electrical outlet. Backyard also includes a clothes line and a shed. A new refrigerator and washer-dryer combo were included in the sale. Minutes away from the golf course, boat launch and Colorado River. This turn key ready two story house with all its unique qualities will not last long. Don’t lose this opportunity to call this property YOUR HOME!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$1,622.37/mo
Estimated Loan Balance
$186,527
Cash to close
$82,665
Interest Paid
$21,177

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1912
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Park, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Needles

Financial Details

  • Price per Sqft: $192.42
  • Tax Annual Amount: $3362.5
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $82,665 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $82,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$186,335
Your Cash$82,665
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,192/mo
Traditional @ 7.5%
$1,331/mo
You save $139/month ($1,667/year)

*Secondary financing rates are an estimated value based on input

MLS ID: WS25053962

Listing From:

Last updated: 2025-03-13T03:53:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,192 /mo
$1,283 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,665 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $82,665!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$186,335
Your Cash$82,665
Total Purchase Price:$269,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,192/mo
Traditional @ 7.5%
$1,331/mo
You save $139/month ($1,667/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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