Dan Kaercher

Dan Kaercher

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Closed

$300,000

($24,494 down)
FHA

400 6th Street NE, New Prague, MN 56071

4
3
1,411 sqft
PITI Monthly
$2,414.85 /mo

Listing courtesy of: , Realty Group LLC

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,833 /mo
$1,897 /mo

What's Special

COZY

Welcome to this adorable home, full of character and charm, perfect for making new memories! Whether you're a first-time homebuyer, a young family, or simply looking for a cozy place to call your own, this delightful property has everything you need. From the moment you step inside, you’ll fall in love with the warm, inviting spaces. The 4 bedrooms and 2 bathrooms offer a comfortable layout, while the lower level has been turned into the primary bedroom. Located in a peaceful neighborhood, this home is ideal for those looking for convenience and community. The backyard offers a lovely space to enjoy outdoor activities, and with nearby schools, parks, and shops, it’s the perfect blend of charm and practicality.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,414.85/mo
Estimated Loan Balance
$288,385
Cash to close
$24,494
Interest Paid
$42,529

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hendricks 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: New Prague

Financial Details

  • Price per Sqft: $212.62
  • Tax Annual Amount: $2800
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,494 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $24,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$275,506
Your Cash$24,494
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,833/mo
Traditional @ 7.5%
$1,967/mo
You save $135/month ($1,617/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6610890

Listing From: northstar

Last updated: 2024-11-07T22:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,833 /mo
$1,897 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $24,494 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $24,494!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$275,506
Your Cash$24,494
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,833/mo
Traditional @ 7.5%
$1,967/mo
You save $135/month ($1,617/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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