Dan Kaercher

Dan Kaercher

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Closed

$529,990

($238,576 down)
FHA

4008 W SAINT CHARLES Avenue, Phoenix, AZ 85041

4
3
3,370 sqft
PITI Monthly
$2,037.37 /mo

Listing courtesy of: Elyus Black, Realty ONE Group

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,425 /mo
$2,151 /mo

What's Special

GREAT CURB APPEAL
RENOVATED
LUXURY

Unveil the beauty of this highly upgraded, versatile home, flawlessly designed with a blend of elegance and functionality. Featuring 2 new HVAC units, an updated kitchen, and a renovated primary bath in 2023. The front fascia charms with stone accents and great curb appeal. Inside, the updated kitchen boasts an oversized quartz island and full-height quartz backsplash, perfect for hosting events. The main retreat offers a redesigned ensuite with a tiled shower, dual shower heads, and a separate luxury tub for relaxation. With crown molding, 6-inch baseboards, and updated floors, you'll easily envision yourself living here. Don't wait—everyone will want this home! Call your agent now! Ask your agent for the full list of PROPERTY UPDATES.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,037.37/mo
Estimated Loan Balance
$316,288
Cash to close
$238,576
Interest Paid
$52,527

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Trend Homes - Regency

Community & HOA

Community
  • Subdivision: VINEYARD COMMONS
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Vineyard Commons
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $157.27
  • Tax Annual Amount: $2644
  • On Market Date: 2024-07-04T07:36:26.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $238,576 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $238,576!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$291,414
Your Cash$238,576
Total Purchase Price:$529,990

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,425/mo
Traditional @ 7.5%
$2,231/mo
You save $806/month ($9,677/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6713134

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-10T00:08:51.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,425 /mo
$2,151 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $238,576 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $238,576!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$291,414
Your Cash$238,576
Total Purchase Price:$529,990

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,425/mo
Traditional @ 7.5%
$2,231/mo
You save $806/month ($9,677/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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