Dan Kaercher

Dan Kaercher

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Pending

$849,888

($367,880 down)
VA

4005 Pala Road, Oceanside, CA 92057

3
2
1,892 sqft
PITI Monthly
$2,661.06 /mo

Listing courtesy of: Tim Kirk, LPT Realty

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,444 /mo
$3,613 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
COZY

Step into this turn-key, single-story home that blends comfort with style. The inviting laminate wood flooring guides you effortlessly through the thoughtfully designed floor plan, featuring both a spacious living room and a family room. The living room is a cozy haven with stunning wood-beamed ceilings and a warm fireplace, perfect for gathering. The open-concept family room, highlighted by a second fireplace and a skylight, creates a bright and welcoming atmosphere, ideal for relaxation or entertaining. The modern kitchen is a chef's delight, boasting sleek stainless steel appliances, granite countertops, crisp white cabinetry, and convenient bar seating—clean, bright, and ready for culinary creations. A formal dining area completes the living space, offering room for memorable dinners. The bedrooms are located in a separate wing, ensuring privacy. The primary suite features an expansive wall of closets and an ensuite bathroom, offering a peaceful retreat at the end of the day. Outside, enjoy the low-maintenance backyard with a stylish slab patio, Alumawood pergola, and vibrant succulents. The astro turf lawn offers a lush, green space without the hassle. This home is the perfect blend of indoor elegance and outdoor ease, waiting for its next chapter.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.64
Remaining Loan Term
24 years, 8 months
Monthly PITI
$2,661.06/mo
Estimated Loan Balance
$482,987
Cash to close
$367,880
Interest Paid
$98,507

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Suburban
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $449.2
  • Tax Annual Amount: $
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,880 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $367,880!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$482,008
Your Cash$367,880
Total Purchase Price:$849,888

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,444/mo
Traditional @ 7.5%
$3,748/mo
You save $1,304/month ($15,645/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409319

Listing From:

Last updated: 2025-01-14T00:43:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,444 /mo
$3,613 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,880 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $367,880!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$482,008
Your Cash$367,880
Total Purchase Price:$849,888

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,444/mo
Traditional @ 7.5%
$3,748/mo
You save $1,304/month ($15,645/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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