Dan Kaercher

Dan Kaercher

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Closed

$775,000

($132,762 down)
VA

39 Eugenia Avenue, Aptos, CA 95003

3
2
1,517 sqft
PITI Monthly
$5,120.16 /mo

Listing courtesy of: Gregg Camp, Property In Santa Cruz

Assumed Rate

6.43%
7.15%

Principal & Interest

$4,096 /mo
$4,409 /mo

What's Special

DINING
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
CLUBHOUSE
CHARMING
SECOND HOME

Welcome home! Picture yourself walking into this charming 1,517 square foot haven, where every detail has been thoughtfully designed with comfort and connection in mind. As you step inside, you'll be struck by the soaring 9.5-foot ceilings that create an atmosphere of light and possibility throughout. A stunning open-concept living space where the kitchen, dining, and living areas flow together effortlessly. The modern kitchen is a cook's dream, featuring rich wood cabinets, elegant granite countertops, and gleaming stainless steel appliances. The centerpiece kitchen island isn't just a workspace; it's where friends perch with wine glasses while you cook, where kids tackle homework, and where morning coffee turns into afternoon chats. Two additional bedrooms, thoughtfully placed at the opposite end of the home, provide the perfect balance of togetherness and privacy for family or guests at the Aptos Pines Mobile Home Park. This is an all-age ROP resident owned community park. It offers the flexibility to make this your permanent sanctuary, a rejuvenating second home, or even an investment property. You can get conventional or VA financing. Additional parking across the street. Easy access to the clubhouse, pool and freeway for those commuting.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$5,120.16/mo
Estimated Loan Balance
$643,537
Cash to close
$132,762
Interest Paid
$72,766

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $266
  • HOA Frequency: $
Location
  • Region: Aptos

Financial Details

  • Price per Sqft: $510.88
  • Tax Annual Amount: $9687.5
  • On Market Date: 2024-12-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,762 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $132,762!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$642,238
Your Cash$132,762
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$4,096/mo
Traditional @ 7.5%
$4,574/mo
You save $477/month ($5,728/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81988235

Listing From:

Last updated: 2025-03-22T03:48:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$4,096 /mo
$4,409 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $132,762 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $132,762!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$642,238
Your Cash$132,762
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$4,096/mo
Traditional @ 7.5%
$4,574/mo
You save $477/month ($5,728/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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