Dan Kaercher

Dan Kaercher

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Pending

$835,000

($80,249 down)
VA

39 5th Street, Penrose, CO 81240

4
2
3,175 sqft
PITI Monthly
$5,076.54 /mo

Listing courtesy of: Katalena McNew, Keller Williams Performance Realty

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,635 /mo
$5,194 /mo

What's Special

SPACIOUS
FIREPLACE
PATIO

Nestled on 20 picturesque acres in rural Penrose, this stunning 3175 SQFT hacienda-style ranch home offers luxurious country living with 16 shares of Beaver Park ditch water. The residence is designed for those who seek a refined country lifestyle, with room to entertain and spaces tailored for both relaxation and function. As you approach, a picturesque entry framed by twisted pine columns and corbels sets the tone for the inviting warmth inside. The expansive layout includes 4 spacious bedrooms, 2 bathrooms, a gourmet kitchen perfect for gathering around a large farmhouse table, and an inviting living room complete with a Taos-style kiva fireplace. A massive mudroom—ideal for country living—connects to an attached 3-car garage. A well-equipped kitchen features custom pine cabinetry, generous countertops, a gas stove on the central island, and farmhouse-style Edison lighting, making it a cook’s delight. Pine doors and ceiling fans add rustic elegance, while the primary suite's luxurious 5-piece bath offers a spa-like retreat. The grounds elevate this property into a true rancher’s haven. A horse barn with 6 stalls and living quarters, 4 loafing sheds, and 4 carports (one designed for an RV w/electric) offer ample space for animals and vehicles alike. Fully fenced pastures provide ample space to move animals freely, and there's abundant land to cultivate gardens or crops. Enjoy 360-degree panoramic views of the Arkansas River Valley and Pikes Peak from the back patio.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.05
Remaining Loan Term
28 years, 2 months
Monthly PITI
$5,076.54/mo
Estimated Loan Balance
$761,243
Cash to close
$80,249
Interest Paid
$84,381

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Other
  • Heating: Heat Pump
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Kitchen, KIVA, Living Room, Wood Burning
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Fenced Pasture
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Metal
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PHANTOM spring sub
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Penrose

Financial Details

  • Price per Sqft: $262.99
  • Tax Annual Amount: $2695
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,249 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $80,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$754,751
Your Cash$80,249
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,635/mo
Traditional @ 7.5%
$5,387/mo
You save $752/month ($9,026/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7968172

Listing From: recolorado

Last updated: 2025-03-31T22:11:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.05%
7.15%

Principal & Interest

$4,635 /mo
$5,194 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,249 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $80,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.05% Sellers Rate
$754,751
Your Cash$80,249
Total Purchase Price:$835,000

Assumed vs Traditional Mortgage

Assumed @ 6.05%
$4,635/mo
Traditional @ 7.5%
$5,387/mo
You save $752/month ($9,026/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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