Dan Kaercher

Dan Kaercher

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$299,000

($109,422 down)
FHA

39766 Reche Lane, Palm Desert, CA 92260

2
2
1,624 sqft
PITI Monthly
$1,741.95 /mo

Listing courtesy of: Patricia Illingworth, Berkshire Hathaway HomeServices California Properties

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,104 /mo
$1,525 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
SOAKING TUB
CLUBHOUSE
CHARMING
COZY
MOTIVATED SELLER

Motivated Seller! Huge Price Reduction! A cozy and private court yard welcomes you to this charming 2 bed/2bath home, boasting a spacious open floor plan with vaulted ceilings, laminate flooring in the main areas and tile in the kitchen. The easy flow of the living room, family room, & well-appointed kitchen makes this an ideal and inviting space to entertain all your guest. King-sized main en-suite has a dual vanity, soaking tub and separate walk-in shower. The guest bedroom is also king sized with a guest bath for added privacy. This well maintained home has many upgrades including; ceiling fans throughout, shutters in living areas, newer roof, newer A/C and a Permanent Foundation/433a for ease of financing. With its close proximity to the Clubhouse, you can enjoy all the amenities that Palm Desert Greens Country Club offers. You OWN the LAND and the low $400 monthly HOA dues include FREE GOLF, 24/7 Guard gate security, Cable TV/Wi-Fi, trash pick-up and so much more! Call to preview this very special home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$1,741.95/mo
Estimated Loan Balance
$190,454
Cash to close
$109,422
Interest Paid
$71,575

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Brick
Roof
  • Roof: Foam
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Foam
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Palm Desert Greens
  • Features: Golf, Gated, Park
HOA
  • Has HOA: Yes
  • HOA Name: Palm Desert Greens
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $184.11
  • Tax Annual Amount: $3737.5
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,422 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $109,422!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$189,578
Your Cash$109,422
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,104/mo
Traditional @ 7.5%
$1,582/mo
You save $478/month ($5,731/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219124802DA

Listing From:

Last updated: 2025-03-08T02:34:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,104 /mo
$1,525 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $109,422 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $109,422!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$189,578
Your Cash$109,422
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,104/mo
Traditional @ 7.5%
$1,582/mo
You save $478/month ($5,731/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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