Dan Kaercher

Dan Kaercher

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Closed

$475,000

($181,964 down)
FHA

3960 E GRAYTHORN Street, Phoenix, AZ 85044

3
2
1,561 sqft
PITI Monthly
$2,007.54 /mo

Listing courtesy of: Michelle Mojica, eXp Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,425 /mo
$2,195 /mo

What's Special

SERENE
VAULTED CEILINGS
PATIO
MOUNTAIN VIEWS
CHARMING

Did you say MOUNTAIN VIEWS? Welcome home to this charming 3-bedroom property on a coveted corner lot! Discover the lovely interior w/tile flooring, vaulted ceilings, & a comfortable living room. The pristine kitchen features plenty of wood cabinets, built-in appliances, granite counters, & a peninsula w/breakfast bar. The serene main bedroom boasts dual door entrance, sliding doors to the backyard, mirrored door closet, & an ensuite w/dual sinks, & shower/tub combo. Enjoy the backyard showcasing an inviting covered patio, refreshing swimming pool, & a raised seating area. The Wonderful Mountain Park Ranch Community awaits you with amazing amenities like a pool & spa, various sports courts, parks, & gorgeous lakes.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,007.54/mo
Estimated Loan Balance
$296,095
Cash to close
$181,964
Interest Paid
$49,456

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1986
Details
  • Builder: Unknwon

Community & HOA

Community
  • Subdivision: SAGUARO POINT
  • Features: Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Near Bus Stop, Lake Subdivision, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Park Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $208
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $304.29
  • Tax Annual Amount: $2226
  • On Market Date: 2025-01-08T22:30:10.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,964 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $181,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$293,036
Your Cash$181,964
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,425/mo
Traditional @ 7.5%
$2,277/mo
You save $852/month ($10,221/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801899

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-03T21:29:44.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,425 /mo
$2,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,964 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $181,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$293,036
Your Cash$181,964
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,425/mo
Traditional @ 7.5%
$2,277/mo
You save $852/month ($10,221/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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