Dan Kaercher

Dan Kaercher

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Closed

$749,900

($256,566 down)
VA

3957 47th Avenue S, Fargo, ND 58104

4
3
3,024 sqft
PITI Monthly
$2,923.68 /mo

Listing courtesy of: , eXp Realty (3240 WF)

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,193 /mo
$3,633 /mo

What's Special

DINING
HIGH-END FINISHES
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
FENCED YARD
CHARMING
COZY

This exceptional two-story home in Cottagewood beautifully blends traditional elegance with coastal style. The layout features open yet distinct living spaces, enhanced by high-end finishes. Enjoy the impressive 9' and 10' ceilings on the main floor, rustic reclaimed wood beams, and a fireplace with built-ins. The gourmet kitchen boasts custom-painted cabinets and a ceiling-height hood, an oversized island, a pantry, quartz countertops, a tile backsplash, and under-cabinet accent lighting. Additional highlights include a mudroom with a walk-in closet and custom lockers, a formal dining area, a cozy breakfast nook, paneling accents in the bonus space, and a master suite that stands out in the market. Completing this home are a heated garage, a charming front porch, and a walking path behind in the backyard beyond the fenced yard. Come see this before it is gone, contact your FAVORITE Realtor!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,923.68/mo
Estimated Loan Balance
$494,399
Cash to close
$256,566
Interest Paid
$57,501

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cottagewood 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $247.98
  • Tax Annual Amount: $6165
  • On Market Date: 2024-11-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $256,566 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $256,566!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$493,334
Your Cash$256,566
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,193/mo
Traditional @ 7.5%
$3,769/mo
You save $1,576/month ($18,906/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6632328

Listing From: northstar

Last updated: 2025-04-03T06:37:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$2,193 /mo
$3,633 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $256,566 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $256,566!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$493,334
Your Cash$256,566
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$2,193/mo
Traditional @ 7.5%
$3,769/mo
You save $1,576/month ($18,906/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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