Dan Kaercher

Dan Kaercher

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Closed

$500,000

($117,354 down)
FHA

3901 Heatherwood Circle, Johnstown, CO 80534

3
3
2,117 sqft
PITI Monthly
$3,165.91 /mo

Listing courtesy of: Kris Rogers, Keller Williams Preferred Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,426 /mo
$2,611 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FINISHED BASEMENT
CLUBHOUSE
PLAYGROUND
CHARMING
COZY

Welcome to your dream home nestled in the heart of Thompson River Ranch! This charming 3-bed, 2.5-bath abode offers a perfect blend of comfort & convenience. Upon arrival, you'll be captivated by the inviting curb appeal & the quaint covered front porch, setting the stage for the warmth & hospitality found within. Step inside to discover a spacious and open floorplan, bathed in natural light, ideal for both relaxation & entertaining. The main level boasts a light-filled living room, providing an ideal space for unwinding with loved ones or enjoying quiet evenings. Adjacent, the dining area beckons with its ample space, perfect for hosting & savoring holiday feasts with family and friends. The well-appointed kitchen awaits, complete with a breakfast bar & abundant cabinet space, ensuring culinary endeavors are a breeze. Upstairs, you'll find 3 cozy bedrooms, including a generously sized primary suite featuring a luxurious 5-piece bathroom. For added versatility, a spacious loft/family area awaits, providing endless possibilities for recreation or relaxation. Additionally, the unfinished basement presents an opportunity for future expansion or convenient storage solutions. Convenience is key in Thompson River Ranch, with easy access to I-25 and Hwy 34, making commuting a breeze. Enjoy a wealth of nearby amenities including shopping, dining, recreational facilities, schools, & more, all within reach of this master-planned community. Thompson River Ranch offers an array of desirable amenities, including a PreK-8th grade school, clubhouse with a kitchen for hosting gatherings, 2 pools, a disc-golf course, playgrounds, sports fields, an amphitheater, acres of open space, & park shelters with picnic areas—all without the burden of monthly HOA fees. Experience the epitome of Colorado living in this exceptional home, where comfort, convenience, & community converge to offer an unparalleled lifestyle. Don't miss your chance to make this house your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 4 months
Monthly PITI
$3,165.91/mo
Estimated Loan Balance
$383,020
Cash to close
$117,354
Interest Paid
$41,063

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame, Vinyl Siding
  • Roof: Concrete
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Thompson River Ranch 1st Jstwn
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $236.18
  • Tax Annual Amount: $4751
  • On Market Date: 2024-04-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $117,354 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $117,354!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$382,646
Your Cash$117,354
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,426/mo
Traditional @ 7.5%
$2,709/mo
You save $283/month ($3,392/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6212090

Listing From: recolorado

Last updated: 2024-10-01T18:02:15.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,426 /mo
$2,611 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $117,354 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $117,354!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$382,646
Your Cash$117,354
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,426/mo
Traditional @ 7.5%
$2,709/mo
You save $283/month ($3,392/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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