Dan Kaercher

Dan Kaercher

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Closed

$699,999

($469,960 down)
FHA

3863 Via Del Bardo, San Ysidro, CA 92173

4
3
1,576 sqft
PITI Monthly
$1,739.59 /mo

Listing courtesy of: David Olivera, ShoppingSDHouses

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,371 /mo
$1,928 /mo

What's Special

SHOPPING
DINING
SPACIOUS
DECK
RENTAL INCOME
INVESTMENT OPPORTUNITY

This 4-bedroom, 2.5-bath twin home offers the perfect blend of comfort, style, and versatility. Step into the spacious open-concept living area, where natural light pours in, creating a warm and inviting space for gatherings or quiet evenings. The thoughtfully designed layout seamlessly connects the living room, dining area, and kitchen, making it the perfect hub for everyday living. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary suite with its own en-suite bathroom. Each room features ample closet space and large windows that bring in an abundance of light. Outside, enjoy the benefits of a good-sized backyard, ideal for entertaining, gardening, or simply relaxing in the San Diego sunshine. The expansive deck is perfect for hosting summer barbecues or enjoying your morning coffee in peace. A brand-new storage unit provides additional space to keep your belongings organized and out of sight. One of this property’s most unique features is the garage with its own private entrance. This space offers incredible potential—it can easily be converted into a cash-producing studio apartment or in-law suite, making it an excellent opportunity for rental income or multi-generational living. The flexibility of this bonus feature sets this home apart from others in the area. Located in the vibrant and diverse community of San Ysidro, this home is close to schools, local parks, shopping, dining, and major transportation routes. Whether you’re looking for your forever home or a savvy investment opportunity, this property delivers it all. Schedule your private showing today and experience the charm and potential of this San Ysidro gem!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
20 years, 6 months
Monthly PITI
$1,739.59/mo
Estimated Loan Balance
$245,896
Cash to close
$469,960
Interest Paid
$99,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: San Ysidro

Financial Details

  • Price per Sqft: $444.16
  • Tax Annual Amount: $8749.99
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $469,960 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $469,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$230,039
Your Cash:$469,960
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,371/mo
Traditional @ 7.5%
$1,999/mo
You save $629/month ($7,544/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500172

Listing From:

Last updated: 2025-02-17T13:20:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,371 /mo
$1,928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $469,960 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $469,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$230,039
Your Cash:$469,960
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,371/mo
Traditional @ 7.5%
$1,999/mo
You save $629/month ($7,544/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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