Dan Kaercher

Dan Kaercher

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Pending

$419,000

($339,773 down)
FHA

38281 Vista Drive, Cathedral City, CA 92234

2
2
1,100 sqft
PITI Monthly
$1,226.62 /mo

Listing courtesy of: Marilyn Bauer, Bennion Deville Homes

Assumed Rate

3.75%
7.15%

Principal & Interest

$541 /mo
$789 /mo

What's Special

MOUNTAIN VIEWS

Opportunity is calling! This 1,100 sq ft, 2BR, 2BA home in Cathedral City Cove has great potential as a starter home or fix/flip. Dual pane Fleetwood windows and front door, 2 car garage plus long driveway for additional vehicles. Located mid way up the Cove with Fantastic Mountain Views. Huge 10,018 sq ft lot [1/4 acre] with room to expand and create your own backyard paradise.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.75
Remaining Loan Term
15 years, 11 months
Monthly PITI
$1,226.62/mo
Estimated Loan Balance
$99,835
Cash to close
$339,773
Interest Paid
$52,353

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cathedral City Cove
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Cathedral City

Financial Details

  • Price per Sqft: $380.91
  • Tax Annual Amount: $5237.5
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,773 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $339,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$79,227
Your Cash:$339,773
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$541/mo
Traditional @ 7.5%
$819/mo
You save $278/month ($3,330/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219118346DA

Listing From:

Last updated: 2025-02-23T18:57:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$541 /mo
$789 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $339,773 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $339,773!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$79,227
Your Cash:$339,773
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$541/mo
Traditional @ 7.5%
$819/mo
You save $278/month ($3,330/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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