Dan Kaercher

Dan Kaercher

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Closed

$229,900

($73,379 down)
FHA

3821 34TH Street S, Moorhead, MN 56560

3
2
1,348 sqft
PITI Monthly
$1,225.65 /mo

Listing courtesy of: , Park Co., REALTORS®

Assumed Rate

3.16%
7.15%

Principal & Interest

$739 /mo
$1,161 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
DECK

LOW SPECIALS! This 3 bedroom, 2 bathroom home with 2 stall garage offers everything you need. The upper level features an open-concept layout with new vinyl plank flooring in the living, dining, and kitchen areas. The primary bedroom includes a walk-in closet, with a full bathroom adjacent. The lower level boasts two additional bedrooms, another full bathroom, and a spacious family room. Upgrades include ductless heating and cooling for year-round comfort and a new water heater in 2024. Outside, enjoy the sunset on your freshly painted two-level deck overlooking a fully fenced backyard, complete with a raised garden area and storage shed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,225.65/mo
Estimated Loan Balance
$158,144
Cash to close
$73,379
Interest Paid
$24,119

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ductless Mini-Split
  • Heating: Baseboard, Ductless Mini-Split
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2009
Details
  • Builder: EID CO BUILDINGS INC

Community & HOA

Community
  • Subdivision: Village Green
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $170.55
  • Tax Annual Amount: $2575
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $73,379 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $73,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$156,521
Your Cash$73,379
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$739/mo
Traditional @ 7.5%
$1,204/mo
You save $464/month ($5,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6616539

Listing From: northstar

Last updated: 2025-02-09T07:39:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$739 /mo
$1,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,379 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $73,379!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$156,521
Your Cash$73,379
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$739/mo
Traditional @ 7.5%
$1,204/mo
You save $464/month ($5,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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