Dan Kaercher

Dan Kaercher

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$415,900

($13,508 down)
FHA

37626 12th Street E, Palmdale, CA 93550

3
2
1,264 sqft
PITI Monthly
$3,122.66 /mo

Listing courtesy of: Sandra Guzman, Global Premier Properties, Inc.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,235 /mo
$2,818 /mo

What's Special

SPACIOUS
MODERN
FIREPLACE
CHARMING
COZY

Discover this charming 3-bedroom, 2-bathroom single-family home, perfect for those looking for space, comfort, and modern updates. Situated in a peaceful Palmdale neighborhood, this home boasts an open-concept kitchen and living room area, creating a seamless flow between spaces, ideal for entertaining and family gatherings. Enjoy cozy nights by the fireplace in the living room, which enhances the warm and inviting ambiance. The kitchen has been upgraded couple years ago, offering modern countertops, cabinetry, and updated appliances that will inspire your inner chef. With three spacious bedrooms and two beautifully updated bathrooms, this home provides plenty of room for a growing family or those who love extra space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,122.66/mo
Estimated Loan Balance
$407,374
Cash to close
$13,508
Interest Paid
$57,656

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Palmdale

Financial Details

  • Price per Sqft: $329.03
  • Tax Annual Amount: $5198.75
  • On Market Date: 2024-09-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $13,508 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $13,508!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$402,392
Your Cash$13,508
Total Purchase Price:$415,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,235/mo
Traditional @ 7.5%
$2,924/mo
You save $688/month ($8,262/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24186973

Listing From:

Last updated: 2025-03-08T19:51:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,235 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $13,508 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $13,508!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$402,392
Your Cash$13,508
Total Purchase Price:$415,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,235/mo
Traditional @ 7.5%
$2,924/mo
You save $688/month ($8,262/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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