Dan Kaercher

Dan Kaercher

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$723,000

($97,736 down)
VA

3756 Jolly Roger Way, Oxnard, CA 93035

3
3
1,389 sqft
PITI Monthly
$4,035.97 /mo

Listing courtesy of: Donna Wood, Better Homes and Gardens Real Estate Property Shoppe

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,066 /mo
$4,472 /mo

What's Special

AWARD WINNING
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
PLAYGROUND
LOW HOA FEES

Don't miss the chance to own this beautiful 2007 three bedroom and two & 1/2 bath home near the scenic Seabridge Marina! The bright and open floor plan boasts of a spacious kitchen with granite countertops, generous cabinetry, newer recessed lighting, newer stainless steel appliances, dual compartmant farm sink and a breakfast bar. Newer gorgeous designer vinyl plank flooring and high baseboards. Lovely dining area with slider overlooks a spacious and deep patio with installed pavers just perfect for enjoying casual days and evenings. The airy living room offers large windows and a multi-purpose alcove. Home has abundant natural light and also boasts of newer A/C and newer canned lighting. The downstairs laundry area accommodates a side-by-side washer and dryer (stays with home) and area finished off with a updated 1/2 bath. The spacious primary suite offers large windows and walk-in closet with attached bath showcasing dual sinks, a deep bathtub with shower, a separate commode room with window. There are two additional generously-sized bedrooms and one full updated guest bathroom. The attached roomy 2-car garage provides direct access and currently used as a home GYM (Gym can stay) Garage also highlights added electrical outlets and lighting. New water heater. Home is an end unit with large gated patio. This lovely Orbela community features a playground, community dog park and a picnic/BBQ area. Low HOA fees ($255)! (No mello roos taxes) Just minutes away from Seabridge Marina, wonderful shopping and restaurant options, walking distance to award winning elementary school and a short bike ride to Channel Islands Harbor and Oxnard Beaches. (The current VA loan can be assumable with 3.99% rate...but this is not required or necessary, just one option for a VA buyer)

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,035.97/mo
Estimated Loan Balance
$627,478
Cash to close
$97,736
Interest Paid
$70,496

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, Park, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Orbella
  • HOA Amenities: Unknown
  • HOA Fee: $255
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $520.52
  • Tax Annual Amount: $9037.5
  • On Market Date: 2025-03-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,736 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $97,736!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$625,264
Your Cash$97,736
Total Purchase Price:$723,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,066/mo
Traditional @ 7.5%
$4,638/mo
You save $1,572/month ($18,867/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28497

Listing From:

Last updated: 2025-03-31T17:36:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,066 /mo
$4,472 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,736 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $97,736!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$625,264
Your Cash$97,736
Total Purchase Price:$723,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,066/mo
Traditional @ 7.5%
$4,638/mo
You save $1,572/month ($18,867/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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