Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$487,000

($101,544 down)
FHA

3738 N APACHE Trail, Pine, AZ 85544

3
2
1,452 sqft
PITI Monthly
$3,064.8 /mo

Listing courtesy of: Lori Coleman, Coldwell Banker Bishop Realty

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,456 /mo
$2,644 /mo

What's Special

REMODELED
SERENE
DINING
SPACIOUS
MODERN
RENOVATED
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
MASTER SUITE
DECK
COZY
PRICE REDUCED

Price reduced $23K !! Your Peaceful Mountain Retreat! Nestled among the towering pines on a quiet corner lot in the Cool Pines neighborhood , this beautifully crafted 3-bedroom, 2-bath home offers the perfect blend of rustic charm and modern comfort. With knotty pine walls, ceiling beams and a stunning rock accent wall, this two-story retreat welcomes you with warm, inviting interiors boasting both a woodstove and gas fireplace on the main floor. The master suite is conveniently located on the main level, providing easy access to the heart of the home. An additional private guest bedroom and newly renovated office/den are also on the main floor. Walk into the main level bathroom, located centrally in the home and experience its cedar lined walls, walk-in tiled shower and beautiful wooden vanity. Enjoy cooking in the large remodeled stylish kitchen featuring granite countertops, stainless steel appliances, and custom hickory cabinets. The spacious living areas are enhanced by slate floors and both a cozy woodstove and a gas fireplace, perfect for those chilly mountain evenings. There are two living spaces on the main level. The upstairs loft has an additional bedroom, with half bath that offers space for guests or family. Step outside to the large deck and take in the serene surroundings - ideal for outdoor dining or simply soaking in the tranquility overlooking a vacant lot. Located on a paved road. allows for a peaceful and secluded feel. Home has abundant storage. A new septic tank installed 2023, plus 3 new mini-split systems installed in July 2024 and new ceiling fans were installed in 2023.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$3,064.8/mo
Estimated Loan Balance
$386,231
Cash to close
$101,544
Interest Paid
$43,628

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Mini Split, Other
  • Heating: Mini Split, See Remarks, Electric, Propane
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other, Family Room, Living Room, Gas
  • Flooring: Other, Carpet, Stone

Exterior

Fencing
  • Fencing: Chain Link, Partial, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 0.5
  • Carport: Yes
  • Carport Spaces: 0.5
Water
  • Sewer: Septic in & Cnctd
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: COOL PINES
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Pine

Financial Details

  • Price per Sqft: $335.4
  • Tax Annual Amount: $1977
  • On Market Date: 2024-10-26T16:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,544 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $101,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$385,456
Your Cash$101,544
Total Purchase Price:$487,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,456/mo
Traditional @ 7.5%
$2,644/mo
You save $188/month ($2,260/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6776356

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T16:48:22.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,456 /mo
$2,644 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,544 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $101,544!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$385,456
Your Cash$101,544
Total Purchase Price:$487,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,456/mo
Traditional @ 7.5%
$2,644/mo
You save $188/month ($2,260/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.