Dan Kaercher

Dan Kaercher

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$249,900

($76,847 down)
FHA

3725 N IOWA Avenue, Florence, AZ 85132

2
2
1,353 sqft
PITI Monthly
$1,107.92 /mo

Listing courtesy of: Jacqueline G Marsh, Long Realty Company

Assumed Rate

2.81%
7.15%

Principal & Interest

$776 /mo
$1,273 /mo

What's Special

CLUBHOUSE
CHARMING
55+ COMMUNITY

ASSUMABLE 1ST at 3.75% interest rate. This 2 bedroom/2 bathroom split floor plan sits on a double lot and has 2 Arizona rooms. The home has numerous updates such as newer AC unit, hot water heater, dishwasher, washer/dryer, interior/exterior paint and even a reverse osmosis.The large lot is fully fenced and has beautiful oleanders (on drip system) around it that provide a wall of privacy. Florence Gardens is an active 55+ community that offers numerous amenities such as a large clubhouse that hosts bingo, dinners and activities.There are 2 pools, spa and even a 9 hole golf course. We are located in the charming town of Florence which has numerous restaurants and even a winery. There is a mature Tangelo & Pink Grapefruit tree.The home is being sold furnished and ready for its new owner

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,107.92/mo
Estimated Loan Balance
$173,791
Cash to close
$76,847
Interest Paid
$20,275

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Other
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Wood Frame
  • Roof: Other
Condition
  • Year Built: 1988
Details
  • Builder: Cavco

Community & HOA

Community
  • Subdivision: FLORENCE GARDENS UNIT A
  • Features: Pickleball, Community Spa Htd, Community Pool Htd, Tennis Court(s), Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Florence Garden
  • HOA Amenities: Unknown
  • HOA Fee: $1100
  • HOA Frequency: $Annually
Location
  • Region: Florence

Financial Details

  • Price per Sqft: $184.7
  • Tax Annual Amount: $585
  • On Market Date: 2024-11-08T19:00:28.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,847 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $76,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$173,053
Your Cash$76,847
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$776/mo
Traditional @ 7.5%
$1,321/mo
You save $545/month ($6,542/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6781651

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T21:20:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$776 /mo
$1,273 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,847 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $76,847!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$173,053
Your Cash$76,847
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$776/mo
Traditional @ 7.5%
$1,321/mo
You save $545/month ($6,542/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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