Dan Kaercher

Dan Kaercher

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Under Contract

$359,000

($194,131 down)
FHA

3717 W CHARTER OAK Road, Phoenix, AZ 85029

3
2
1,100 sqft
PITI Monthly
$1,296.37 /mo

Listing courtesy of: Mitch Corirossi, Realty ONE Group

Assumed Rate

4.44%
7.15%

Principal & Interest

$949 /mo
$1,273 /mo

What's Special

REMODELED
DINING
SPACIOUS
RENOVATED
MASTER SUITE
PATIO

Bring your offers! Beautifully updated three bedroom, two bath home complete with solar! The home features tile plank flooring and large baseboards throughout. The kitchen was renovated to increase functionality and storage while providing more space for dining. The enclosed storage area has been transformed into a mudroom offering direct access to the home from the covered parking area. Two nicely sized bedrooms share a fully remodeled bathroom. The master suite is complete with a renovated, private en-suite. The large, covered patio overlooks a spacious yard. The grass area was designed so family, friends and pets could enjoy the space year-round. Grill, smoker connected to the main gas line convey w/ mower. Pavers were added to both sides of the home to increase car or RV parking.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 1 months
Monthly PITI
$1,296.37/mo
Estimated Loan Balance
$165,542
Cash to close
$194,131
Interest Paid
$54,395

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Block, Frame - Wood, ICFs (Insulated Concrete Forms)
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block, Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Block, Frame - Wood, ICFs (Insulated Concrete Forms)
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: SWEETWATER SUBDIVISION UNIT 3
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $326.36
  • Tax Annual Amount: $772
  • On Market Date: 2025-01-31T02:40:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,131 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $194,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$164,869
Your Cash:$194,131
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$949/mo
Traditional @ 7.5%
$1,321/mo
You save $372/month ($4,467/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813314

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-10T20:55:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$949 /mo
$1,273 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,131 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $194,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$164,869
Your Cash:$194,131
Total Purchase Price:$359,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$949/mo
Traditional @ 7.5%
$1,321/mo
You save $372/month ($4,467/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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