Dan Kaercher

Dan Kaercher

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Closed

$495,000

($237,587 down)
FHA

3694 National Ave, San Diego, CA 92113

2
1
560 sqft
PITI Monthly
$1,452.31 /mo

Listing courtesy of: Angelica Vaimaona, Realty ONE Group Pacific

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,087 /mo
$1,893 /mo

What's Special

COZY
AFFORDABLE

Affordable First Time Home Buyer Opportunity!! Fabulous 2 Bedroom 1 Bath corner home in the heart of San Diego. Features: Raised foundation surrounded by fruit trees such as: Guava, Apple, Pomegranate, Dragon fruit, Passion fruit, Limes etc. This cozy home comes with a paid off water purifier system, stackable washer & dryer and refrigerator. The kitchen has newer upgraded white cabinets and white countertops. This home is fully fenced with wrought iron fencing and trees for added privacy. Walking distance to schools, shops, main transportation and easy freeway access. A little paint and this home can be what you want it to be at an affordable price.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.36
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,452.31/mo
Estimated Loan Balance
$259,725
Cash to close
$237,587
Interest Paid
$24,232

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1945
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $883.93
  • Tax Annual Amount: $
  • On Market Date: 2024-11-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,587 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $237,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$257,413
Your Cash$237,587
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,087/mo
Traditional @ 7.5%
$1,964/mo
You save $876/month ($10,517/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2409847

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.36%
7.15%

Principal & Interest

$1,087 /mo
$1,893 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,587 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $237,587!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.36% Sellers Rate
$257,413
Your Cash$237,587
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.36%
$1,087/mo
Traditional @ 7.5%
$1,964/mo
You save $876/month ($10,517/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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