Dan Kaercher

Dan Kaercher

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$355,000

($90,287 down)
FHA

3665 Malcolm Avenue, Hastings, MN 55033

3
3
2,028 sqft
PITI Monthly
$2,269.24 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,654 /mo
$1,842 /mo

What's Special

SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FENCED YARD

Spacious Walkout Rambler with Updates Throughout! Step into this well-maintained home featuring an open floor plan and a refreshed kitchen with new LVP flooring. The Kitchen showcases granite countertops, a tile backsplash, white cabinetry, and stainless steel appliances. The large Living Room includes a bay window that fills the space with natural light and overlooks the fenced backyard. The main level has 3 bedrooms, including a Primary Bedroom with new carpet and an updated private ¾ bath featuring a tiled shower. The main bathroom has also been enhanced with a newer sink, faucet, and other improvements. The lower level offers a spacious Family Room with large lookout windows, LVP flooring, recessed lighting, and a bar area. It walks out to the backyard, and its generous layout allows for an easy conversion of a portion into a fourth bedroom if needed. This level also includes another bathroom and two storage areas. White trim and doors have been updated throughout the home. Outside, the fully fenced yard provides plenty of space for outdoor activities and includes a storage shed. This home is move-in ready and offers great space inside and out! A one-year home warranty is included.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$2,269.24/mo
Estimated Loan Balance
$265,321
Cash to close
$90,287
Interest Paid
$39,689

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sunny Acres
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hastings

Financial Details

  • Price per Sqft: $175.05
  • Tax Annual Amount: $3262
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $90,287 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $90,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$264,713
Your Cash$90,287
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,654/mo
Traditional @ 7.5%
$1,910/mo
You save $256/month ($3,074/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6677637

Listing From: northstar

Last updated: 2025-04-02T16:25:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,654 /mo
$1,842 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,287 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $90,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$264,713
Your Cash$90,287
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,654/mo
Traditional @ 7.5%
$1,910/mo
You save $256/month ($3,074/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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