Dan Kaercher

Dan Kaercher

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$385,000

($42,204 down)
FHA

3654 E Henson Street, San Tan Valley, AZ 85140

3
2
1,223 sqft
PITI Monthly
$2,106.7 /mo

Listing courtesy of: Cassie M Hudson, Real Broker

Assumed Rate

3.11%
7.15%

Principal & Interest

$1,574 /mo
$2,487 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
CHARMING

ASSUMABLE FHA LOAN WITH 3.99% INTEREST RATE - $2,231.47 monthly payment! Charming San Tan Valley 3-bedroom, 2-bath home with RV gate/parking! This bright and open floor plan features neutral paint and tile in all the right places. The spacious kitchen includes stainless steel appliances, granite countertops, a pantry, maple cabinets, and a center island with a breakfast bar. The split main bedroom offers added privacy, complete with an en-suite bathroom, dual sinks, and a walk-in closet. Step outside to enjoy the covered patio and expansive grassy backyard—perfect for relaxing or entertaining. Plus, the RV gate provides plenty of space for your trucks and toys. Don't miss your chance to make this home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.11
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,106.7/mo
Estimated Loan Balance
$343,480
Cash to close
$42,204
Interest Paid
$36,875

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Meritage Homes of AZ

Community & HOA

Community
  • Subdivision: Archer Meadows - Parcel 6 2020015639
  • Features: Gated, Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Archer Meadows
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $314.8
  • Tax Annual Amount: $1459
  • On Market Date: 2025-03-01T04:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,204 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $42,204!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.11% Sellers Rate
$342,796
Your Cash$42,204
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.11%
$1,574/mo
Traditional @ 7.5%
$2,580/mo
You save $1,005/month ($12,064/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828421

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-01T05:58:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.11%
7.15%

Principal & Interest

$1,574 /mo
$2,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,204 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $42,204!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.11% Sellers Rate
$342,796
Your Cash$42,204
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.11%
$1,574/mo
Traditional @ 7.5%
$2,580/mo
You save $1,005/month ($12,064/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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