Dan Kaercher

Dan Kaercher

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Closed

$739,000

($223,244 down)
VA

3651 S E Street, Oxnard, CA 93033

4
2
1,331 sqft
PITI Monthly
$3,379.19 /mo

Listing courtesy of: Jessica Jackson, Keller Williams West Ventura County

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,394 /mo
$3,815 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
CHARMING

Discover the Perfect Home in Beautiful Oxnard, California!Located just minutes away from stunning beaches, the Navy Base, and the premier shopping and dining experiences at The Collection Riverpark.This charming 4-bedroom, 2-bathroom residence is nestled in a peaceful residential neighborhood and boasts a spacious fenced front yard along with generous back and side yards. The backyard is a lush retreat featuring an avocado tree, citrus trees, vibrant rose bushes, and a blooming plumeria tree--a unique feature that offers a built-in opportunity for passive income as the current owner sells clippings twice a year!Inside, you'll find updates from the previous sale in 2019, including modernized kitchens and bathrooms, upgraded flooring throughout (no carpet!), and a newer roof. The two-car garage is equipped with a ChargePoint Level 2 Electric Vehicle Charger, a $3,000 value, that will stay with the home.This single-story gem is ready for you to personalize and make your own--just as the current owners have done. With its inviting spaces, updated features, and prime location, this home is the perfect place to settle in just in time for the holidays.Don't miss your chance to make this house your HOME!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$3,379.19/mo
Estimated Loan Balance
$517,921
Cash to close
$223,244
Interest Paid
$72,327

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oxnard Estates 1 - 0364
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $555.22
  • Tax Annual Amount: $9237.5
  • On Market Date: 2024-11-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $223,244 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $223,244!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$515,756
Your Cash$223,244
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,394/mo
Traditional @ 7.5%
$3,957/mo
You save $1,564/month ($18,762/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-26828

Listing From:

Last updated: 2025-01-29T18:12:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,394 /mo
$3,815 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,244 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $223,244!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$515,756
Your Cash$223,244
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,394/mo
Traditional @ 7.5%
$3,957/mo
You save $1,564/month ($18,762/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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