Dan Kaercher

Dan Kaercher

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Pending

$540,000

($246,446 down)
FHA

363 S Owens Street, Byers, CO 80103

5
2
2,304 sqft
PITI Monthly
$1,963.07 /mo

Listing courtesy of: Eric Hart, Home and Land Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,415 /mo
$2,202 /mo

What's Special

ENTERTAINMENT
DINING
MODERN
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
PATIO
NO HOA

~*~Welcome to this expansive Brick, Ranch style home. 5-Bedrooms / 2-Bath, Finished Basement, Oversized 3-Car Garage on over One half Acre. NO HOA!! This Home has 2,300 square feet of living space, perfect for families seeking comfort and room to grow. The property features ample parking and storage for Vehicles & Toys. Upon entering, you'll be greeted by a well-designed open floor plan that includes a bright living room with New Laminate floors creating a welcoming atmosphere. The kitchen is equipped with stainless steel appliances, decorative backsplash, and dark countertops, making it an ideal space for culinary enthusiasts. Enjoy meals in the adjoining dining area, which boasts natural light and modern amenities. The lower-level family room adds versatility, offering additional space for relaxation or entertainment. This home is situated in a suburban setting, providing a peaceful environment while still being close to local amenities- Grocery store, 24/7 Fuel, Restaurants, Banks, Schools, Day care, parks and More. The fenced backyard is perfect for outdoor activities, and the patio area is an excellent spot for summer gatherings. This property is perfect for those who appreciate an active lifestyle in a friendly community. Easy commute to the Metro area, D.I.A., and Buckley air base. This is the ONE for you, call US today for a showing.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,963.07/mo
Estimated Loan Balance
$306,299
Cash to close
$246,446
Interest Paid
$46,799

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Brick, Concrete
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Concrete
  • Roof: Metal
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Town/Byers
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Byers

Financial Details

  • Price per Sqft: $234.38
  • Tax Annual Amount: $1803
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,446 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $246,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$293,554
Your Cash$246,446
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,415/mo
Traditional @ 7.5%
$2,284/mo
You save $869/month ($10,425/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3053344

Listing From: recolorado

Last updated: 2025-04-03T20:11:21.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,415 /mo
$2,202 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,446 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $246,446!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$293,554
Your Cash$246,446
Total Purchase Price:$540,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,415/mo
Traditional @ 7.5%
$2,284/mo
You save $869/month ($10,425/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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