Dan Kaercher

Dan Kaercher

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$499,000

($37,990 down)
VA

3636 Lemona Avenue UNIT B, San Diego, CA 92105

2
2
1,120 sqft
PITI Monthly
$3,261.64 /mo

Listing courtesy of: Sebastian Winfield, LPT Realty, Inc

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,575 /mo
$3,247 /mo

What's Special

REMODELED
LOCATION
PATIO
INVESTMENT OPPORTUNITY

Beautiful and functional remodeled townhome under $500K in Central San Diego! This VA approved unit has everything in a starter home that a growing family, working professional or Military member could want! 7-10 minutes from freeways, 3 miles from the center of North Park, this sought after Oak Park location is directly in the path of growth. This is a perfect investment opportunity to leverage while enjoying an updated kitchen with quartz countertops and stainless appliances, in-unit laundry, remodeled bathrooms with a designer shower and vinyl plank flooring! Private rear patio that faces the hillside, a gated and covered carport along with available community parking. HOA covers water!! You'll be hard pressed to find a better deal in San Diego county.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,261.64/mo
Estimated Loan Balance
$461,669
Cash to close
$37,990
Interest Paid
$66,431

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Oak Park Town Homes Association
  • HOA Amenities: Unknown
  • HOA Fee: $304
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $445.54
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,990 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$461,010
Your Cash$37,990
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,575/mo
Traditional @ 7.5%
$3,368/mo
You save $793/month ($9,519/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25017539

Listing From:

Last updated: 2025-03-31T16:51:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,575 /mo
$3,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,990 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $37,990!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$461,010
Your Cash$37,990
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,575/mo
Traditional @ 7.5%
$3,368/mo
You save $793/month ($9,519/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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