Dan Kaercher

Dan Kaercher

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Closed

$254,900

($162,096 down)
FHA

3616 15th Street S, Fargo, ND 58104

3
2
2,536 sqft
PITI Monthly
$1,241.34 /mo

Listing courtesy of: , eXp Realty (219 WF)

Assumed Rate

5.12%
7.15%

Principal & Interest

$748 /mo
$928 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
MASTER SUITE
DECK
FENCED YARD
CHARMING
COZY

Looking for a unique home? Well, you've found it! This 4-level twinhome is truly one-of-a-kind! Step inside to discover an updated kitchen featuring stainless steel appliances, pantry storage & a breakfast bar—perfect for casual dining or entertaining. The open-concept living & dining areas impress with its vaulted, 2-story ceilings, creating an open & airy feel throughout. With 3 bedrooms & 2 bathrooms (1 full, 1 three-quarter), you have ample space for growing families, kids, or guests. The 2-level master suite offers dual closets, including a massive walk-in. A versatile loft with skylight looks out over the dining area & serves as an ideal spot for an office, hobby room, playroom, or home gym. The second level also has a convenient, separate laundry room. As you venture down to the cozy, lower-level family room you'll notice the new carpet, a wood-burning fireplace & charming wood accents. Outside, enjoy the fenced yard, large deck, storage shed & an attached 2-stall garage. With just a few finishing touches, this unique home is ready for you to make it your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.12
Remaining Loan Term
14 years, 7 months
Monthly PITI
$1,241.34/mo
Estimated Loan Balance
$93,504
Cash to close
$162,096
Interest Paid
$93,024

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Twin Home
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ruby Dell Schnell
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $100.51
  • Tax Annual Amount: $2951
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,096 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $162,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.12% Sellers Rate
$92,804
Your Cash:$162,096
Total Purchase Price:$254,900

Assumed vs Traditional Mortgage

Assumed @ 5.12%
$748/mo
Traditional @ 7.5%
$963/mo
You save $215/month ($2,580/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6648851

Listing From: northstar

Last updated: 2025-02-24T20:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.12%
7.15%

Principal & Interest

$748 /mo
$928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,096 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $162,096!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.12% Sellers Rate
$92,804
Your Cash:$162,096
Total Purchase Price:$254,900

Assumed vs Traditional Mortgage

Assumed @ 5.12%
$748/mo
Traditional @ 7.5%
$963/mo
You save $215/month ($2,580/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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