Dan Kaercher

Dan Kaercher

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Closed

$315,000

($33,649 down)
FHA

3615 Oak Cliffs Avenue, Kingman, AZ 86401

3
2
1,489 sqft
PITI Monthly
$2,185.18 /mo

Listing courtesy of: Scott Lander, KG Keller Williams Arizona Living Realty

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,754 /mo
$1,953 /mo

What's Special

SPACIOUS
PATIO
MATURE TREES
LANDSCAPED

Better than new home in the Kingman Crossing Subdivision. This well cared for home has 3 bedrooms, 2 bathrooms, and a 2-car garage with Rv gates! Rock easy care landscaping in the front and back yard. The front yard has been landscaped with mature trees, shrubs, decorative rock and an automatic watering system. Inside you will find a warm and inviting open floor plan and spacious bedrooms with carpet. The primary bathroom has dual vanity sinks with a walk-in shower. Enjoy the AZ sunsets in the backyard on the covered patio! Come and make this home yours! Owned alarm stays with property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$2,185.18/mo
Estimated Loan Balance
$282,306
Cash to close
$33,649
Interest Paid
$42,087

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Electric
Features
  • Materials: Stucco, WoodFrame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Stucco, WoodFrame
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kingman Crossing
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Buck reynolds
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Kingman

Financial Details

  • Price per Sqft: $211.55
  • Tax Annual Amount: $914
  • On Market Date: 2025-01-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $33,649 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $33,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$281,351
Your Cash$33,649
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,754/mo
Traditional @ 7.5%
$2,026/mo
You save $272/month ($3,260/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 023648

Listing From:

Last updated: 2025-03-28T15:41:17.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,754 /mo
$1,953 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $33,649 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $33,649!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$281,351
Your Cash$33,649
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,754/mo
Traditional @ 7.5%
$2,026/mo
You save $272/month ($3,260/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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