Dan Kaercher

Dan Kaercher

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$629,000

($229,911 down)
VA

3615 Dunkirk Drive, Oxnard, CA 93035

2
2
1,075 sqft
PITI Monthly
$2,779.55 /mo

Listing courtesy of: Christine Cardoso-Moore, Coldwell Banker Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,937 /mo
$2,983 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
PATIO
EFFICIENT

***Assumable Loan at 2.75%*** Rates may never be that low again and this can be yours! Stop paying rent, let us show you how. Great assumption options. Low HOA, no Mello Roos or special assessments and close to the ocean! End unit townhome near the beach offers an ideal blend of comfort and convenience. It features upgraded wood- like tile floors throughout, giving it a modern and elegant feel. The spacious kitchen is equipped with sleek granite countertops, perfect for cooking and entertaining. The kitchen boasts new appliances, including a refrigerator, ensuring that your cooking experience is both stylish and efficient. For added convenience, the washer and dryer are included, making laundry days a breeze. The primary features a walk in closet and remodeled bathroom. The secondary bathroom has also been remodeled. An attached garage provides added storage and convenience. Forced air heating and AC! Outside, you'll enjoy a large patio ideal for relaxing or hosting guests. Plus, the proximity shopping, marina, Seabridge and the beach adds a lovely bonus for those who enjoy coastal living. Low HOA dues. VA approved, 0 down options available! FHA approved with great first-time home buyer programs available. Call today to make homeownership a reality.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,779.55/mo
Estimated Loan Balance
$402,411
Cash to close
$229,911
Interest Paid
$67,213

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Dunkirk Drive II - 5640
  • Features: Curbs
HOA
  • Has HOA: Yes
  • HOA Name: Orbella
  • HOA Amenities: Unknown
  • HOA Fee: $288
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $585.12
  • Tax Annual Amount: $7862.5
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $229,911 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $229,911!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$399,089
Your Cash$229,911
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,937/mo
Traditional @ 7.5%
$3,094/mo
You save $1,158/month ($13,891/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-27647

Listing From:

Last updated: 2025-04-02T00:41:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,937 /mo
$2,983 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $229,911 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $229,911!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$399,089
Your Cash$229,911
Total Purchase Price:$629,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,937/mo
Traditional @ 7.5%
$3,094/mo
You save $1,158/month ($13,891/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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