Dan Kaercher

Dan Kaercher

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Pending

$459,999

($130,128 down)
VA

3607 Lemona Ave UNIT C, San Diego, CA 92105

2
2
1,120 sqft
PITI Monthly
$2,124.35 /mo

Listing courtesy of: Claude Blackman, RE/MAX Tidal

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,468 /mo
$2,401 /mo

What's Special

SHOPPING
SPACIOUS
MOVE-IN READY
BALCONY
COZY

Welcome to your new cozy haven in the heart of Oak Park! This move-in ready townhome boasts 2 spacious bedrooms and 1.5 baths, offering the perfect blend of comfort and style. With stunning nightlight and sunset views from both levels, you’ll love unwinding on your private balcony after a long day. Ideal for first-time homebuyers or small families looking to build equity, this rare find comes with the added convenience of an in-unit washer and dryer. Enjoy the peace of mind of a fenced, gated parking spot, along with easy access to shopping, bus lines, and major freeways—making your daily commute a breeze. Situated in a well-maintained community, this property is centrally located near parks, golf courses, and John Marshall Elementary School, placing you close to everything San Diego has to offer. Plus, for the right buyer, there’s a potential assumable VA loan with a remarkable rate under 3%. Don’t miss out on this incredible opportunity to own a piece of San Diego! Whether you're seeking a primary residence or an investment property, this townhome is perfectly positioned for city living with comfort and convenience. Rarely for sale and sure to move fast!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,124.35/mo
Estimated Loan Balance
$331,924
Cash to close
$130,128
Interest Paid
$33,236

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas, None
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association, Community

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SeeRemarks
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Oak Park Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $410.71
  • Tax Annual Amount: $5749.99
  • On Market Date: 2024-12-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,128 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $130,128!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$329,871
Your Cash$130,128
Total Purchase Price:$459,999

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,468/mo
Traditional @ 7.5%
$2,490/mo
You save $1,022/month ($12,266/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028732SD

Listing From:

Last updated: 2025-03-17T18:37:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,468 /mo
$2,401 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,128 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $130,128!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$329,871
Your Cash$130,128
Total Purchase Price:$459,999

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,468/mo
Traditional @ 7.5%
$2,490/mo
You save $1,022/month ($12,266/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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