Dan Kaercher

Dan Kaercher

(480) 202-1789
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$319,000

($187,727 down)
FHA

3603 Terra Loma Drive, Bullhead City, AZ 86442

3
2
1,499 sqft
PITI Monthly
$953.85 /mo

Listing courtesy of: Josefina "Josie" Gutierrez, RE/MAX Prestige Properties

Assumed Rate

3.1%
7.15%

Principal & Interest

$597 /mo
$945 /mo
$13,292 in interest paid off

What's Special

LOCATION
SHOPPING
SPACIOUS
FIREPLACE
PATIO

Very desirable location!!! Close to the Colorado River. This great home features 3 spacious bedrooms on a split floor plan. Fireplace, extra deep walk in closet, fully fenced, private back yard with covered patio. This fantastic area is close to shopping centers, restaurants & backs up to The Colorado River Nature Center. Easy access to a beautiful beach facility and to the Laughlin Bridge.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$953.85/mo
Estimated Loan Balance
$132,044
Cash to close
$187,727
Interest Paid
$13,292

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, BackYard
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rio Lomas
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Bullhead City

Financial Details

  • Price per Sqft: $212.81
  • Tax Annual Amount: $1288
  • On Market Date: 2025-01-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $187,727 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $187,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$131,273
Your Cash:$187,727
Total Purchase Price:$319,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$597/mo
Traditional @ 7.5%
$980/mo
You save $383/month ($4,593/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 023789

Listing From:

Last updated: 2025-02-25T19:49:17.000Z

© , WARDEX. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$597 /mo
$945 /mo
$13,292 in interest paid off
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $187,727 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $187,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$131,273
Your Cash:$187,727
Total Purchase Price:$319,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$597/mo
Traditional @ 7.5%
$980/mo
You save $383/month ($4,593/year)

*Secondary financing rates are an estimated value based on input

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Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000
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