Dan Kaercher

Dan Kaercher

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$950,000

($325,533 down)
VA

35886 Esperia Way, Fallbrook, CA 92028

4
3
2,655 sqft
PITI Monthly
$3,998.7 /mo

Listing courtesy of: Phillip Powell, Loanstar Financial

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,762 /mo
$4,558 /mo

What's Special

SPACIOUS
MOTIVATED SELLER

Motivated Seller! Explore this stunning open-concept home in the desirable Horse Creek Ridge community of Fallbrook . This beautiful home boasts luxurious laminate flooring, leased solar ,outdoor fire pit , artificial turf, decorative rocks , palm trees , mulch and an extended driveway. Enjoy entertaining family and friends outdoors with a Gazebo and televisions. This community also enjoys breath taking views and many amenities, including two pools with a spacious club house, multiple parks and exciting mounting trails to hike. This home is move in ready. Come visit and experience this exceptional home and community.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,998.7/mo
Estimated Loan Balance
$631,026
Cash to close
$325,533
Interest Paid
$61,522

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Gas
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: HorseTrails, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: vintage group
  • HOA Amenities: Unknown
  • HOA Fee: $205
  • HOA Frequency: $Monthly
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $357.82
  • Tax Annual Amount: $11875
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,533 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $325,533!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$624,467
Your Cash$325,533
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,762/mo
Traditional @ 7.5%
$4,728/mo
You save $1,966/month ($23,590/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502276

Listing From:

Last updated: 2025-03-28T20:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,762 /mo
$4,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,533 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $325,533!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$624,467
Your Cash$325,533
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,762/mo
Traditional @ 7.5%
$4,728/mo
You save $1,966/month ($23,590/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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