Dan Kaercher

Dan Kaercher

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Closed

$340,000

($59,278 down)
FHA

35821 W MONTECITO Avenue, Tonopah, AZ 85354

4
2
1,577 sqft
PITI Monthly
$2,054.34 /mo

Listing courtesy of: Erica Romero, eXp Realty

Assumed Rate

5.54%
7.15%

Principal & Interest

$1,663 /mo
$1,970 /mo

What's Special

MOUNTAIN VIEWS
NO HOA

Welcome to your desert retreat! This sprawling 1.2-acre property in Tonopah is a clean slate—ready for you to make it your own. Whether you dream of adding a garage, workshop, or space for all your toys—sand rails, ATVs, RVs—you've got room to build! Surrounded by breathtaking mountain views, this home is close to Saddle Mountain and the Belmont Mountains, offering endless trails for off-roading, hiking, and exploring. Need to get to town? You're just minutes from I-10, making commutes to Buckeye, Goodyear, and Phoenix a breeze. No HOA means freedom to create your perfect lifestyle—bring your animals, build an epic backyard, or keep it wide open for starry desert nights. Opportunities like this don't come often—come see it today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.54
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,054.34/mo
Estimated Loan Balance
$289,564
Cash to close
$59,278
Interest Paid
$43,618

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Floor Furnace, Wall Furnace
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: No Fireplace
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic Tank
  • Water Source: Well - Shared
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile Housing
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder: Champion Home Builders

Community & HOA

Community
  • Subdivision: N/A
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Tonopah

Financial Details

  • Price per Sqft: $215.6
  • Tax Annual Amount: $416
  • On Market Date: 2025-02-26T04:31:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,278 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $59,278!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.54% Sellers Rate
$280,722
Your Cash$59,278
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 5.54%
$1,663/mo
Traditional @ 7.5%
$2,043/mo
You save $380/month ($4,559/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6826287

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T00:46:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.54%
7.15%

Principal & Interest

$1,663 /mo
$1,970 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,278 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $59,278!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.54% Sellers Rate
$280,722
Your Cash$59,278
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 5.54%
$1,663/mo
Traditional @ 7.5%
$2,043/mo
You save $380/month ($4,559/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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