Dan Kaercher

Dan Kaercher

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$469,900

($214,452 down)
FHA

3547 Gull Lake Dam Road, Brainerd, MN 56401

5
3
2,716 sqft
PITI Monthly
$1,665.51 /mo

Listing courtesy of: , LPT Realty, LLC

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,146 /mo
$1,866 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
FIREPLACE
DECK

Stunning home on 10 acres, featuring 5+ BR, office or bedroom, 3 bath and a shop. Tastefully remodeled upstairs with new windows, doors, trim, flooring, paint, light fixtures & deck door. The bright & welcoming kitchen features newer SS appliances. Choose either end of the kitchen as your dining room, as there are two areas that could be used. The natural light coming in the newer upstairs windows is fabulous! Your primary suite has a private 3/4 bath that has been updated as well. Head down to the family room w/ wood fireplace. Plenty of rooms to use as bedrooms, craft, exercise or whatever-you-need rooms. Since 2021, the seller has brought in natural gas to the home and shop, replaced the A/C, furnace & Kinetico water softener, along with all of the updating & painting throughout. The location is crazy convenient! You're close to championship golf courses, delicious dining, lakes, and an easy drive to Baxter shopping or Nisswa. That 28x36 shop to store all your toys, is heated & has a new steel entry door & overhead door! Updated home on 10 acres in the middle of everything fun to do in the Brainerd Lakes Area! Book that showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,665.51/mo
Estimated Loan Balance
$340,905
Cash to close
$214,452
Interest Paid
$27,334

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Asphalt
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Brainerd

Financial Details

  • Price per Sqft: $173.01
  • Tax Annual Amount: $1890
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $214,452 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $214,452!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$255,448
Your Cash$214,452
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,146/mo
Traditional @ 7.5%
$1,936/mo
You save $790/month ($9,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6672958

Listing From: northstar

Last updated: 2025-04-04T02:23:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,146 /mo
$1,866 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,452 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $214,452!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$255,448
Your Cash$214,452
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,146/mo
Traditional @ 7.5%
$1,936/mo
You save $790/month ($9,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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