Dan Kaercher

Dan Kaercher

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$607,500

($260,922 down)
VA

3545 Paseo De Francisco UNIT 231, Oceanside, CA 92056

2
2
1,093 sqft
PITI Monthly
$2,376.7 /mo

Listing courtesy of: Brian Dombroski, Dombroski Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,577 /mo
$2,583 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
HOME OFFICE
PATIO
CHARMING

Update Property Description: Experience coastal living at its finest with this private endunit condo in Oceanside, CA! This charming 1989-built condo offers 2 Bedrooms and 2 bathrooms, a spacious finished area with a unique design and a peaceful neighborhood, this property is perfect for those seeking a relaxing and comfortable living space. As you enter the condo, you are greeted with an open floor plan that seamlessly connects the living room, dining area, and kitchen. The living room is spacious and filled with natural light, making it the perfect place to relax or entertain guests. The kitchen features modern appliances, plenty of cabinet space, and a breakfast bar for casual dining. Meticulously maintained with crown molding in the living room and dining area, and recessed lighting throughout the kitchen and upgraded fixtures in dining area, and bathroom. This condo blends modern upgrades with unbeatable convenience, just a 5–10 minute drive to the beach and iconic Oceanside Pier. Flexible Living Spaces: Enjoy seamless indoor-outdoor flow with a dining area that opens to an enclosed patio, perfect for morning coffee or relax and enjoy the beautiful sunsets. Modern Convenience: Inside washer and dryer, sleek finishes, and a bright, open layout. The master bedroom is generously sized and includes a private ensuite bathroom. The second bedroom is also well-appointed and can be used as a guest room or home office. Both bathrooms are clean and well-maintained, offering convenience and functionality. VA Assumable Mortgage: Take advantage of a 2.25% VA loan (subject to approval)—a rare financial opportunity! Prime Military-Friendly Location: Only 2 miles from Oceanside VA Clinic and about a 10 minute drive to Camp Pendleton. The property also includes a designated parking space and 1 car garage for your convenience. Located in a peaceful neighborhood in Oceanside. With easy access to nearby grocery, plazas, malls, restaurants, shops, and beaches and easy freeway access for commutes or weekend adventures.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,376.7/mo
Estimated Loan Balance
$392,024
Cash to close
$260,922
Interest Paid
$44,695

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: ExcellentCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Filtered, ElectricHeat, Heated, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: DogPark, Gated, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Way Village Association
  • HOA Amenities: Unknown
  • HOA Fee: $415
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $555.81
  • Tax Annual Amount: $7593.75
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $260,922 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $260,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$346,578
Your Cash$260,922
Total Purchase Price:$607,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,577/mo
Traditional @ 7.5%
$2,679/mo
You save $1,102/month ($13,219/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25032998

Listing From:

Last updated: 2025-03-28T18:15:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,577 /mo
$2,583 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $260,922 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $260,922!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$346,578
Your Cash$260,922
Total Purchase Price:$607,500

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,577/mo
Traditional @ 7.5%
$2,679/mo
You save $1,102/month ($13,219/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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