Dan Kaercher

Dan Kaercher

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Pending

$925,777

($316,608 down)
VA

3544 Shoreline Bluff Lane, San Diego, CA 92110

3
3
1,670 sqft
PITI Monthly
$3,900.02 /mo

Listing courtesy of: Tim Kirk, LPT Realty

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,719 /mo
$4,412 /mo

What's Special

LOCATION
GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
HOME OFFICE
COMMUNITY POOL
CLUBHOUSE
PLAYGROUND

Rarely available condominium nestled in the highly desirable gated community of The Bay at Point Loma. VA Approved complex with an assumable 2.25% VA loan available to another VA eligible buyer, inquire for further details. A private and light-filled layout sets the tone for this updated and move-in ready home just moments from Liberty Station, Mission Bay, and San Diego’s best coastal amenities. Inside, you’ll appreciate the spacious 3-bedroom, 3-bath floor-plan spanning approximately 1,670 square feet with generous natural light on the top levels and the layout offers ultimate livability and privacy. This home features granite counters, recessed lighting, central A/C, an indoor laundry room, and an attached two-car tandem garage. The open-concept kitchen flows effortlessly into the living and dining areas, perfect for entertaining or quiet relaxation. The spacious primary suite offers a peaceful retreat with dual walk-in closets and an ensuite bath. Each bedroom is well-sized and the third full bath adds flexible options for guests, roommates, or a home office setup. Location in the building invites a remarkable cross breeze that significantly reduces the need for A/C — a rare and welcome feature in this area. Take advantage of the Master Planned Community and enjoy the resort-style living with access to the community pool, spa, clubhouse, BBQ area, playground, and more — all within the well-maintained, secure setting of this gated complex. Zoned for the highly regarded Loma Portal Elementary School, and walkable to shopping, dining, and entertainment, this home offers exceptional value in a location that checks every box.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,900.02/mo
Estimated Loan Balance
$615,359
Cash to close
$316,608
Interest Paid
$57,995

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Bay at Point Loma
  • HOA Amenities: Unknown
  • HOA Fee: $325
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $554.36
  • Tax Annual Amount: $11572.2
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $316,608 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $316,608!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$609,169
Your Cash$316,608
Total Purchase Price:$925,777

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,719/mo
Traditional @ 7.5%
$4,577/mo
You save $1,858/month ($22,291/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502797

Listing From:

Last updated: 2025-03-31T18:27:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,719 /mo
$4,412 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $316,608 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $316,608!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$609,169
Your Cash$316,608
Total Purchase Price:$925,777

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,719/mo
Traditional @ 7.5%
$4,577/mo
You save $1,858/month ($22,291/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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