Dan Kaercher

Dan Kaercher

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$306,000

($67,324 down)
FHA

35324 Birchdale Villa Drive, Pequot Lakes, MN 56472

2
2
1,308 sqft
PITI Monthly
$1,808.42 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,397 /mo
$1,658 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
FIREPLACE
WALK-IN CLOSET
MATURE TREES
CHARMING
COZY

Welcome to this charming, one-level, two-bedroom, two-bathroom cabin located next to Bertha and Clamshell Lake on the Whitefish Chain! This delightful home features knotty pine accents, a main floor master bedroom suite with a walk-in closet, a cozy gas fireplace, and a lovely three-season porch. The detached one-plus stall garage provides ample storage space. The yard offers a level .74 acres with mature trees. The oversized yard offers plenty of room for outdoor enjoyment and activities. Nestled between Breezy Point and Crosslake, you'll enjoy easy access to a wealth of amenities and outdoor activities, including the Whitefish Chain of Lakes, multiple boat launches, the Whitefish Golf Course, and the Towering Pines Resort. The area boasts a vibrant community with shopping, dining, entertainment, the Paul Bunyan Trail, and numerous golf courses all nearby. Don’t miss out on this exceptional opportunity—set up a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 5 months
Monthly PITI
$1,808.42/mo
Estimated Loan Balance
$252,070
Cash to close
$67,324
Interest Paid
$34,402

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Free Standing, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Water Source: Submersible - 4 Inch, Drilled, Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Asphalt
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Midewiwin Park First Additio
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Pequot Lakes

Financial Details

  • Price per Sqft: $233.94
  • Tax Annual Amount: $1054
  • On Market Date: 2024-06-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,324 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $67,324!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$238,676
Your Cash$67,324
Total Purchase Price:$306,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,397/mo
Traditional @ 7.5%
$1,720/mo
You save $323/month ($3,874/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6552618

Listing From: northstar

Last updated: 2024-10-17T14:31:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,397 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,324 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $67,324!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$238,676
Your Cash$67,324
Total Purchase Price:$306,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,397/mo
Traditional @ 7.5%
$1,720/mo
You save $323/month ($3,874/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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