Dan Kaercher

Dan Kaercher

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Closed

$380,000

($247,307 down)
FHA

3523 E KAREN Drive, Phoenix, AZ 85032

3
1
1,036 sqft
PITI Monthly
$1,127.65 /mo

Listing courtesy of: Denise Warfield, HomeSmart

Assumed Rate

3.6%
7.15%

Principal & Interest

$785 /mo
$1,167 /mo

What's Special

FIREPLACE
PATIO
LANDSCAPED
CHARMING
COZY
NO HOA

Introducing a charming 3-bedroom, 1-bathroom house nestled in Phoenix. Not far from the city's essentials with easy access to Highways 51 and 101, this home offers a naturally landscaped front yard along with a mailbox that features a lighted address sign. The interior invites with a vaulted ceiling in the family room complemented by wall-to-wall windows letting in natural light. The kitchen sports beautiful cabinets, corian countertops, and a tiled backsplash. Completing the communal spaces are a breakfast bar & the family room's cozy heartwarming fireplace. The bathroom accommodates double sinks. Tile and wood floors spread across the entire house, resulting in an elegant and easy to clean interior. The backyard, apart from having a covered patio for outdoor relaxation, provides room for personal customization. Best of all, the property has no HOA fees. An RV gate also allows for the toys to be stored in back. Notable updates include AC and roof, replaced in 2016, freshly painted exterior in 2018, and partially new fencing in 2024. This delightful home strikes a balance between comfort and practicality, suited for those who value simplicity and functionality in their living space. New Farm sink and faucet currently on que to be installed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$1,127.65/mo
Estimated Loan Balance
$243,404
Cash to close
$247,307
Interest Paid
$49,542

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: PARADISE VALLEY OASIS 11
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $366.8
  • Tax Annual Amount: $841
  • On Market Date: 2024-05-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $247,307 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $247,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$132,693
Your Cash:$247,307
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$785/mo
Traditional @ 7.5%
$1,210/mo
You save $425/month ($5,097/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6699510

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-20T18:03:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$785 /mo
$1,167 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $247,307 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $247,307!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$132,693
Your Cash:$247,307
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$785/mo
Traditional @ 7.5%
$1,210/mo
You save $425/month ($5,097/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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