Dan Kaercher

Dan Kaercher

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Active

$745,000

($64,129 down)
VA

35114 Persano Place, Fallbrook, CA 92028

3
3
1,753 sqft
PITI Monthly
$5,297.52 /mo

Listing courtesy of: Guillermina Leon, HOMESMART, EVERGREEN REALTY

Assumed Rate

6.27%
7.15%

Principal & Interest

$4,305 /mo
$4,712 /mo

What's Special

SERENE
SPACIOUS
MODERN
PATIO
CLUBHOUSE
PLAYGROUND
SAFE
FAMILY-FRIENDLY
EFFICIENT
SOLAR PANELS

Stunning smart home..nestled on a desirable corner lot in the prestigious planned unit community of Horse Creek Ridge, this nicely designed 3-bedroom, 2.5-bathroom home offers modern living with serene views. Built in 2019, this smart home features a spacious and open floor plan with a large loft, ideal for flexible living and entertaining. Enjoy the sleek elegance of recessed lighting, a spacious kitchen with a pantry, and beautiful high-end window shutters that provide both style and functionality. The home boasts energy-efficient features, including FULLY PAID solar panels, a whole-house water softening system, a drinking water filtration system, and a tankless hot water heater. Step outside to your private oasis, where a covered patio awaits, complete with a tranquil fountain and LED outdoor lights that set the perfect ambiance for evening relaxation. The backyard is also prepped for a future BBQ or fire pit with a gas line ready for installation. For convenience, the garage is equipped with a Tesla charger, as well as safe racks and metal shelving for optimal storage. As a resident of Horse Creek Ridge, you'll enjoy access to The Harvest House clubhouse, the complex has a few pools, BBQ area, playgrounds, and dog walk areas. This family-friendly community also offers easy access to the 76 and 15 highways, close to the Pala Golf Course, local wineries, and hiking trails at Mount Monserate. Don’t miss the opportunity to own this exceptional home in one of Fallbrook’s most desirable communities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$5,297.52/mo
Estimated Loan Balance
$682,354
Cash to close
$64,129
Interest Paid
$90,059

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fallbrook
  • Features: Curbs, DogPark, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Horse Creek Ridge Comm Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $277
  • HOA Frequency: $Monthly
Location
  • Region: Fallbrook

Financial Details

  • Price per Sqft: $424.99
  • Tax Annual Amount: $9312.5
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $64,129 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $64,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$680,871
Your Cash$64,129
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$4,305/mo
Traditional @ 7.5%
$4,888/mo
You save $583/month ($6,996/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25054789

Listing From:

Last updated: 2025-03-31T00:49:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$4,305 /mo
$4,712 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $64,129 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $64,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$680,871
Your Cash$64,129
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$4,305/mo
Traditional @ 7.5%
$4,888/mo
You save $583/month ($6,996/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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