Dan Kaercher

Dan Kaercher

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$650,000

($74,640 down)
FHA

346 Rosa Street, Rialto, CA 92376

3
3
2,179 sqft
PITI Monthly
$4,846.16 /mo

Listing courtesy of: Cynthia Ascencio, M POWER MORTGAGE INC.

Assumed Rate

6.61%
7.15%

Principal & Interest

$3,730 /mo
$3,940 /mo

What's Special

OPEN CONCEPT
SHOPPING
DINING
MODERN
MASTER SUITE
HOME OFFICE
PATIO
IRRIGATION SYSTEM

Rare opportunity to own a stunning new construction home, built in December 2023 in the growing city of Rialto, CA. This beautifully designed three bedroom plus loft, two and a half-bathroom home offers 2,179 square feet of modern living space, featuring an open concept kitchen, dining, and living area, perfect for entertaining and everyday living. The home boasts high end builder upgrades, including quartz countertops, recessed lighting, and durable LVP flooring, great for children and pets due to its durability and easy maintenance! In addition to the main living space, you’ll find a separate family room, providing extra space for relaxation or gatherings with custom molding's throughout for added charm! A convenient half-bathroom downstairs ensures guests have their own private space. Upstairs, you will find a bonus loft, perfect for a home office or playroom, or easily convert it into a fourth bedroom. You’ll also find two additional bedrooms, one full bath, and a large master suite, complete with its own private en-suite bathroom for ultimate relaxation. Step outside to enjoy the covered patio with recessed lighting and gutters, added privacy hedges, rose garden, new grass and a front and backyard irrigation system for easy landscape maintenance. Additional upgrades include garage overhead storage, permitted patio and thoughtful design elements that add charm and character to this brand-new home. No neighbors directly behind you for optimal privacy in this community making this a RARE FIND! 10 year builder warranty on tile roof! This move-in-ready home is waiting for its new owners- no additional work needed! How refreshing! Low HOA, Low Solar cost and LOW TAX RATE with No Mello Roo's! Another RARE find for new construction. Short drive to the 10 freeway and 210 freeway for an easy commute and Right by the Rialto Village for convenient new shopping and dining nearby! Plenty of growth and development in the city so park your money now Investor's and Homebuyer's! This Gem shows beautifully in person and is the NEWEST home for sale and one of the largest in interior square feet compared to homes priced similarly in the City of Rialto!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.61
Remaining Loan Term
28 years, 8 months
Monthly PITI
$4,846.16/mo
Estimated Loan Balance
$576,472
Cash to close
$74,640
Interest Paid
$51,068

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: The Managment Trust
  • HOA Amenities: Unknown
  • HOA Fee: $205
  • HOA Frequency: $Monthly
Location
  • Region: Rialto

Financial Details

  • Price per Sqft: $298.3
  • Tax Annual Amount: $8125
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $74,640 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $74,640!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.61% Sellers Rate
$575,360
Your Cash$74,640
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 6.61%
$3,730/mo
Traditional @ 7.5%
$4,087/mo
You save $357/month ($4,289/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25054803

Listing From:

Last updated: 2025-04-03T16:29:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.61%
7.15%

Principal & Interest

$3,730 /mo
$3,940 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,640 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $74,640!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.61% Sellers Rate
$575,360
Your Cash$74,640
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 6.61%
$3,730/mo
Traditional @ 7.5%
$4,087/mo
You save $357/month ($4,289/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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