Dan Kaercher

Dan Kaercher

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Closed

$449,000

($99,305 down)
FHA

344 Roosevelt Road, Banning, CA 92220

4
2
1,800 sqft
PITI Monthly
$2,009.2 /mo

Listing courtesy of: ERICA SANTOS, COLDWELL BANKER KIVETT-TEETERS

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,594 /mo
$2,533 /mo

What's Special

LOCATION
MODERN
CUL-DE-SAC
CHARMING
NO HOA

This Charming 4 bedroom, 2 bath beautiful home is located in a desirable area of Banning, nestled on a tranquil cul-de-sac. This Home offers an inviting open floor plan of 1800 sqft built in 2019. the interior features elegant laminate flooring and sleek Corian countertops with a kitchen island. This home has a well sized laundry room and pantry. Additional highlights include RV parking, a 2 car garage, low maintenance land scaping and NO HOA! This home offers both modern comfort and a beautiful peaceful location. Recorded 433. Come see today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,009.2/mo
Estimated Loan Balance
$350,395
Cash to close
$99,305
Interest Paid
$42,251

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, ENERGYSTARQualifiedEquipment
  • Heating: Central, ENERGYSTARQualifiedEquipment
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ,None
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $249.44
  • Tax Annual Amount: $
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $99,305 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $99,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$349,695
Your Cash$99,305
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,594/mo
Traditional @ 7.5%
$2,628/mo
You save $1,034/month ($12,411/year)

*Secondary financing rates are an estimated value based on input

MLS ID: EV24158379

Listing From:

Last updated: 2024-09-27T20:41:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,594 /mo
$2,533 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $99,305 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $99,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$349,695
Your Cash$99,305
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,594/mo
Traditional @ 7.5%
$2,628/mo
You save $1,034/month ($12,411/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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