Dan Kaercher

Dan Kaercher

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Closed

$380,000

($115,952 down)
FHA

3405 Rio Grande Lane, Bakersfield, CA 93313

3
2
1,488 sqft
PITI Monthly
$2,093.26 /mo

Listing courtesy of: Levon Barrison, Infinity Real Estate Services

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,753 /mo
$1,814 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
CHARMING

Charming 3-bedroom, 2-bathroom home in the desirable SW Bakersfield area. Featuring an open floor plan, that includes a spacious living room perfect for relaxation and entertainment. The kitchen has granite countertops, a breakfast bar, a dining area, and a convenient pantry. This home comes with plenty of storage space in the specious hallway closets and large bedroom closets to keep your belongings organized. The exterior is equally impressive, boasting an upgraded front elevation with elegant stone accents. The two-car garage features a finished interior, offering additional space for storage or projects. The well-maintained front and back landscaping adds to the home's curb appeal and provides a serene outdoor setting. All this plus PPA Solar!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$2,093.26/mo
Estimated Loan Balance
$264,301
Cash to close
$115,952
Interest Paid
$40,682

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stone, Stucco
  • Roof: Tile
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $255.38
  • Tax Annual Amount: $
  • On Market Date: 2024-07-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,952 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $115,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$264,048
Your Cash$115,952
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,753/mo
Traditional @ 7.5%
$1,882/mo
You save $129/month ($1,547/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24147485

Listing From:

Last updated: 2024-09-27T04:38:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,753 /mo
$1,814 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,952 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $115,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$264,048
Your Cash$115,952
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,753/mo
Traditional @ 7.5%
$1,882/mo
You save $129/month ($1,547/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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