Dan Kaercher

Dan Kaercher

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Pending

$495,000

($87,840 down)
VA

3405 Del Este Way, Oceanside, CA 92056

2
2
1,280 sqft
PITI Monthly
$3,226.68 /mo

Listing courtesy of: Catherine Rollins, Compass

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,544 /mo
$2,833 /mo

What's Special

INVESTORS
FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
RENOVATED
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO

Welcome Home to the Seabreeze Community of Oceanside! Perfect for first-time homebuyers, savvy investors, or anyone looking for a comfortable and stylish space to call their own—this VA-approved 2-bedroom, 1.5-bath condo offers 1,280 sq. ft. of inviting living space with $30,000 in thoughtful upgrades. Downstairs features a spacious living and dining area, a gas fireplace, an upgraded guest bathroom, and an oversized private patio, perfect for relaxing or entertaining. Upstairs, you'll find two well-sized bedrooms and a full bathroom. The home has been updated with a fully renovated kitchen featuring new cabinets, quartz countertops, and stainless steel appliances, along with new luxury vinyl plank flooring and fresh paint throughout. The downstairs bathroom has been upgraded with a new vanity, tiles, and fixtures. The patio has been refreshed with stylish wood tiles and greenery, creating a private outdoor retreat. Modern touches include smart home features like an Eufy front door camera and electronic locks, as well as updated lighting and ceiling fans. Additional highlights include two designated parking spots—one in a private garage and one directly in front for easy access. Need extra storage? There’s a dedicated storage space in the laundry room, conveniently located right next to the unit. Residents enjoy community amenities, including a pool, spa, and tennis court, plus HOA coverage for trash, sewage, and common area maintenance. Zoned for the Carlsbad School District and just minutes from shopping, dining, MiraCosta College, and the beach, this home offers the perfect blend of comfort, convenience, and coastal living.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$3,226.68/mo
Estimated Loan Balance
$408,095
Cash to close
$87,840
Interest Paid
$61,047

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Seabreeze
  • HOA Amenities: Unknown
  • HOA Fee: $420
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $386.72
  • Tax Annual Amount: $6187.5
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $87,840 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $87,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$407,160
Your Cash$87,840
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,544/mo
Traditional @ 7.5%
$2,938/mo
You save $394/month ($4,728/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502125

Listing From:

Last updated: 2025-03-21T20:11:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$2,544 /mo
$2,833 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,840 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $87,840!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$407,160
Your Cash$87,840
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$2,544/mo
Traditional @ 7.5%
$2,938/mo
You save $394/month ($4,728/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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