Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3

$357,999

($178,597 down)
FHA

337 Alterra Drive, Lakeport, CA 95453

4
2
1,506 sqft
PITI Monthly
$1,691.49 /mo

Listing courtesy of: Celeste Rodriguez, Coldwell Banker Mendo Realty

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,027 /mo
$1,361 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
DECK
SOLAR PANELS

Nestled in North Lakeport, this move-in-ready 4-bedroom, 2-bath home is just 5 minutes from downtown and steps from Berger Bay. Featuring bright white tile floors in the kitchen and dining area, and a spacious primary bedroom with a walk-in closet. The large, low-maintenance backyard includes a covered deck perfect for BBQs and family gatherings. This property has solar panels that provide energy efficiency and reduce utility costs year-round. Plus, there's a handy shed for extra storage. Located less than 2 hours from Napa Valley and less than 2.5 hours from San Francisco, this home is ideal for full-time living or a weekend retreat! Don't miss this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.55
Remaining Loan Term
23 years, 6 months
Monthly PITI
$1,691.49/mo
Estimated Loan Balance
$186,639
Cash to close
$178,597
Interest Paid
$56,281

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Lake
HOA
  • Has HOA: No
Location
  • Region: Lakeport

Financial Details

  • Price per Sqft: $237.72
  • Tax Annual Amount: $4474.99
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,597 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $178,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$179,402
Your Cash$178,597
Total Purchase Price:$357,999

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,027/mo
Traditional @ 7.5%
$1,411/mo
You save $385/month ($4,616/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24214547

Listing From:

Last updated: 2025-03-19T16:24:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.55%
7.15%

Principal & Interest

$1,027 /mo
$1,361 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,597 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $178,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.55% Sellers Rate
$179,402
Your Cash$178,597
Total Purchase Price:$357,999

Assumed vs Traditional Mortgage

Assumed @ 4.55%
$1,027/mo
Traditional @ 7.5%
$1,411/mo
You save $385/month ($4,616/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.