Dan Kaercher

Dan Kaercher

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Pending

$525,000

($284,454 down)
FHA

33523 Cedar Creek Lane, Lake Elsinore, CA 92532

3
3
1,911 sqft
PITI Monthly
$2,259.14 /mo

Listing courtesy of: Olivia Chavez, City Light Realty

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,316 /mo
$1,990 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
SEPARATE SHOWER
GAME ROOM
COZY

Welcome Home! This gorgeous house is located in a quiet and highly desirable area of Lake Elsinore surrounded by all of your dining, entertainment and shopping needs. Home has 3 bedrooms and 3 baths with a cozy open floor plan for all of those special occasions. Kitchen boasts spacious countertops, amble cabinet space and a cute, multifunctional pantry with an attached dining area. The home would not be complete without a Den/Office located on the first floor that could also be used as a game room for the kids as well as a half bathroom with lots of storage space. As you walk out the back sliding door you're met with a tranquil, outdoor oasis, that features a small greenhouse for growing your own delicious herbs or plants. On the second floor you'll find 3 beautifully arranged bedrooms, a linen closet, a full bath and a large laundry room with lots of cabinet and shelving space. The primary bedroom includes a walk in closet and stunning bathroom with his and hers sinks and a separate shower / tub design. Home has too much to list, make an appointment to see your future home now.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$2,259.14/mo
Estimated Loan Balance
$321,155
Cash to close
$284,454
Interest Paid
$78,290

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Private
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Cottonwood Canyon Hill
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Monthly
Location
  • Region: Lake Elsinore

Financial Details

  • Price per Sqft: $274.73
  • Tax Annual Amount: $6562.5
  • On Market Date: 2025-02-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,454 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $284,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$240,546
Your Cash:$284,454
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,316/mo
Traditional @ 7.5%
$2,064/mo
You save $748/month ($8,970/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25034464

Listing From:

Last updated: 2025-03-13T18:09:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,316 /mo
$1,990 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,454 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $284,454!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$240,546
Your Cash:$284,454
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,316/mo
Traditional @ 7.5%
$2,064/mo
You save $748/month ($8,970/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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