Dan Kaercher

Dan Kaercher

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Closed

$325,000

($102,908 down)
FHA

3328 W CHARTER OAK Road, Phoenix, AZ 85029

2
1
900 sqft
PITI Monthly
$1,834.6 /mo

Listing courtesy of: Mark McNitt, Berkshire Hathaway HomeServices Arizona Properties

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,472 /mo
$1,506 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
RENOVATED
PATIO

NEW PRICE! Don't miss this stunning, move-in-ready gem! This remodeled one-story home features an updated kitchen, a gorgeous renovated bathroom with a walk-in shower, and stylish updated floors throughout. The spacious 2-car attached garage includes a laundry/mud room with extra storage. Enjoy outdoor living on the covered rear patio, overlooking a good-sized yard with alley access and an RV gate. Prime north/south exposure! Conveniently located near I-17, the new Metropolitan shopping center, and the Phoenix light-rail station.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 5 months
Monthly PITI
$1,834.6/mo
Estimated Loan Balance
$222,471
Cash to close
$102,908
Interest Paid
$8,980

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer, Private Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder: Staggs Homes

Community & HOA

Community
  • Subdivision: WESTOWN 5A LOT 976-1084
  • Features: Playground
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $361.11
  • Tax Annual Amount: $657
  • On Market Date: 2025-02-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,908 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $102,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$222,092
Your Cash$102,908
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,472/mo
Traditional @ 7.5%
$1,507/mo
You save $35/month ($419/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6817560

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T20:07:56.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,472 /mo
$1,506 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,908 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $102,908!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$222,092
Your Cash$102,908
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,472/mo
Traditional @ 7.5%
$1,507/mo
You save $35/month ($419/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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