Dan Kaercher

Dan Kaercher

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$1,299,000

($672,737 down)
FHA

3319 Tripoli Way, Oceanside, CA 92056

2
2
1,890 sqft
PITI Monthly
$5,844.73 /mo

Listing courtesy of: Markee Lashley, Redfin Corporation

Assumed Rate

4.28%
7.15%

Principal & Interest

$3,666 /mo
$5,015 /mo

What's Special

REMODELED
GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
CLUBHOUSE
COZY
ACTIVE ADULT COMMUNITY

Located in the 55+ gated community of Villa Trieste in Del Oro Hills, this highly desirable 1,890 sq. ft. model offers more space and functionality than the smaller floor plan, making it a rare find in this exclusive neighborhood. Extensively remodeled throughout, this two-story home features an attached two-car garage, a versatile loft, and a cozy fireplace. The bright, open layout is enhanced by vaulted ceilings, abundant natural light, and all-new patio doors that seamlessly connect indoor and outdoor living. The updated kitchen is both stylish and functional, boasting quartz countertops, a subway tile backsplash, shaker-style cabinetry, and stainless steel appliances. A dedicated laundry room adds extra convenience. The spacious primary suite impresses with vaulted ceilings, wood shutters, and a beautifully updated en-suite bath with a barn door entry. One of the standout features of this home is the extra-large private patio, a rare and highly desirable feature that provides ample space for relaxing and entertaining. Additional upgrades include a brand-new roof and other thoughtful enhancements throughout. Community amenities include a sparkling pool, spa, and clubhouse/rec room with secure access. Conveniently located near shopping, dining, Highway 78, and I-5, this home perfectly blends elegance, comfort, and modern upgrades in a sought-after active adult community.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.28
Remaining Loan Term
22 years, 0 months
Monthly PITI
$5,844.73/mo
Estimated Loan Balance
$633,347
Cash to close
$672,737
Interest Paid
$235,671

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom, Outside
  • Flooring: Bamboo, Wood

Exterior

Fencing
  • Fencing: ExcellentCondition, Partial, Vinyl
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, GasHeat, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Duplex
  • Architectural Style: Unknown
Materials
  • Stucco, CopperPlumbing
  • Roof: SpanishTile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villa Trieste/Del Oro Hi
  • HOA Amenities: Unknown
  • HOA Fee: $425
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $687.3
  • Tax Annual Amount: $16237.5
  • On Market Date: 2025-04-01T00:00:00.000Z
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Savings Calculator

Current cash to close is $672,737 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $672,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$626,263
Your Cash:$672,737
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$3,666/mo
Traditional @ 7.5%
$5,202/mo
You save $1,536/month ($18,434/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023215SD

Listing From:

Last updated: 2025-04-02T22:00:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.28%
7.15%

Principal & Interest

$3,666 /mo
$5,015 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $672,737 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $672,737!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.28% Sellers Rate
$626,263
Your Cash:$672,737
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 4.28%
$3,666/mo
Traditional @ 7.5%
$5,202/mo
You save $1,536/month ($18,434/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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