Dan Kaercher

Dan Kaercher

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$925,000

($554,668 down)
FHA

32743 Cherokee Rose Street, Winchester, CA 92596

4
3
2,909 sqft
PITI Monthly
$3,474.72 /mo

Listing courtesy of: Michael Davis, Davis Realty Group

Assumed Rate

4.07%
7.15%

Principal & Interest

$2,000 /mo
$2,806 /mo

What's Special

LOCATION
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
FLEX SPACE
PATIO
PRIVATE BACKYARD
MOUNTAIN VIEWS
COZY

Experience unparalleled luxury and sophistication in this exquisitely upgraded single-story estate, one of the few high-end homes with a private pool available for under $1,000,000. Nestled in a prime location near Temecula’s award-winning schools, including the highly acclaimed Temecula Prep, this residence offers the perfect blend of elegance and comfort. The open floor plan is beautifully enhanced with recessed lighting, plantation shutters throughout, and luxury tile flooring throughout. Designed for both grand entertaining and everyday living, the home features a formal dining room that seamlessly flows into the spacious living area, complete with a cozy fireplace recessed lighting and exquisite ceiling fan. The gourmet kitchen is a chef’s dream, boasting stainless steel appliances, granite countertops, a massive island with breakfast bar seating, dual ovens, and a walk-in pantry. The primary suite is a true sanctuary, offering a spa-like bathroom with a soaking tub, a walk-in shower with seating, dual vanities, a ceiling fan, and an expansive walk-in closet. A separate wing ensures privacy for additional bedrooms, while the fourth bedroom offers versatile flex space right next to the bathroom. Step outside into your private backyard oasis, where a luxurious pool/spool transforms into a jacuzzi with cascading waterfalls, all set against breathtaking mountain views. Designed for ultimate outdoor enjoyment, the space includes a crystal firepit, an indented sitting area with a fireplace, two covered patios wired with ceiling fans, and low-maintenance turf landscaping. Additional highlights include a secure courtyard entry, RV parking potential, a full security camera system, a three-car tandem garage, and a solar system with a loan that can be assumed or included in the purchase price, as this home is priced below market value and will appraise. This rare gem offers an exceptional opportunity to own a true luxury home in a highly sought-after neighborhood, schedule your private showing today before it's gone!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$3,474.72/mo
Estimated Loan Balance
$376,196
Cash to close
$554,668
Interest Paid
$92,147

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: NewCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Foothills, Hiking, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Morningstar Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Winchester

Financial Details

  • Price per Sqft: $317.98
  • Tax Annual Amount: $11562.5
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $554,668 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $554,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$370,332
Your Cash:$554,668
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$2,000/mo
Traditional @ 7.5%
$2,911/mo
You save $910/month ($10,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25064618

Listing From:

Last updated: 2025-03-28T21:35:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$2,000 /mo
$2,806 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $554,668 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $554,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$370,332
Your Cash:$554,668
Total Purchase Price:$925,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$2,000/mo
Traditional @ 7.5%
$2,911/mo
You save $910/month ($10,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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